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I have a few issues with CHIP and PIN or No PIN. 1. It is a security failure of the system which renders the PIN unusable, and turns it into a weakness rather than a strength. 2. The system now relies...
The use of mobile banking is expected to be very high in the US and in Europe as well. The handsets themselves became very clever. There is no ”smartphone” category anymore, beacuse even the medium-le...
It seems that British employers don’t look too kindly on social networking in the office. Apparently 35% of companies here have official restrictions in place on accessing sites like MySpace and Faceb...
It is interesting to see the commentary in the press about the 'part-nationalisations' of the three banks. It was also illuminating to see the Chancellor on Newsnight last night, being very shifty ab...
Just a thought, but the shareholders of Lloyds, HBOS and RBS presumably will have to pass board resolutions allowing the boards to a) issue the preference shares and b) issue sufficient new ordinary s...
Finextra is terribly search-engine friendly, so an interesting side effect of joining the full Finextra community is that you can find yourself quite high up in search results if you go looking for yo...
" Surely the stockmarket can't go any lower" Alot of people have been asking this question recently and wondering if its time to step in to the markets! After five days or so of heavy losses...
As banks are in the need of funds, new, innovative ways of attracting deposits are more interesting than ever. A new online financial service from the U.S. offers an ebay-like auction for new deposit
Conventional wisdom says that if merchants will just comply with PCI (payment card industry data security standard), then crooks will not steal card data from merchants. Under this wisdom, the US Fede...
Apple have announced their new range of Macbook computers which they claim are the greenest currently on the market. They're also possibly among the most expensive too with the base model coming in at...
As we are in the middle of the crisis, financial technology vendors see a dark future in banks' tech spending. Still there is some light as described in netbanker: http://www.netbanker.com/2008/09/why...
A poll recently released by the Consumer Reports National Research Center shows that 82% of consumers are concerned about their credit card numbers being stolen online, while 72% are concerned that th...