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It has been awhile since I last posted a blog. I am sure everyone is thinkling about potential credit losses as a result of rising unemployment rates. In the U.S. it now over 15%. During the great mor...
Warren Buffet and his thoughts on Bitcoin -- "Speaking to CNBC anchor Becky Quick ahead of Berkshire Hathaway's annual meeting in Omaha, Nebraska on Saturday, the billionaire investor said bitcoi...
Bitcoin is a fraud, nothing more than a ponzi scheme. I do feel sorry for those people buying at today's prices. I remember studying the tulip crash in the 1600's. I predict Bitcoin will crash in 2018...
The payments industry is in the throes of a perfect storm – the traditional payments business is at risk from excessive rising costs and disruption which calls for radical payments transformation (Con...
Dodd-Frank legislation created a heavy compliance burden for financial insititutions. Hundreds of billions of dollars have been spent on compliance and fines. Most banks' IT budgets today have a ton o...
Top 10 Payments Predictions for 2016 -- What do think will happen in 2016? By Gerard Hergenroeder – Thoughts expressed wherein may not necessarily be endorsed by his employer. # 1 Wallet Wars -- Cl...
Introduction The payment business generates a lot of revenue globally, more than $1 trillion a year today, and it is expected to double in the next ten years. With that kind of current and future reve...
Is it time for the U.S. payments industry to make some bold moves? Faster Payments will be a reality in the U.S. sooner than what most believe. The last time the U.S. embarked upon a "major"...
As a former banker the BBVA story struck a real nerve. It reminds me that there are bold thinkers in the market who have vision. And, more importantly they are willing to fund and execute the relevant...
Let's take a second here and consider that many of compliance requirements could also: 1.) enable new product development that could drive value added services for their corporate clients, producing m...