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A Finextra Member

Need a bank account? Its yours...

Yesterday the Times (UK) reported how there are leaked plans by the UK government to force banks to provide basic bank accounts to anybody that wants to open one. The Times article describes a basic ...

24 Mar 2010
A Finextra Member

Innovation through loyalty in mobile payments

With smartphones now having the bandwidth to handle sophisticated payment transactions, I see this as the year when mobile payments will really start to take off. This is down to the tremendous growth...

23 Mar 2010
A Finextra Member

AML Software Market Growth

Banking software has been around forever of course, so perhaps you might not find the topic that "sexy", but you may want to take another look at this industry that grows and changes as fast...

22 Mar 2010
A Finextra Member

SEPA could it have been done better?

Having recently attended IPS, I can’t help but feel a sense of déjà vu when it comes to SEPA. During one of various Q&A sessions one gentleman stood up and claimed, “I have been out of the industr...

22 Mar 2010
A Finextra Member

Checklist Item 5:Innovate on distribution for extended reach

Given the diversity and sophistication of banking channels, people may wonder if there is room for further innovation. Now that technology has done its bit, it is time to generate new ideas around ban...

22 Mar 2010
A Finextra Member

What a Single-Dealer Platform isn't

The term "Single-Dealer Platform" (SDP) has become increasingly widely used over the past year as banks have raced to provide direct online trading services to their institutional clients ac...

19 Mar 2010
A Finextra Member

Banking the unbanked

The banking system is not particularly popular with the common man or woman at the moment. Banking is seen as self-serving through the apparent desire to soak up rescue and recovery dollars by the bil...

18 Mar 2010
A Finextra Member

Smart Routing: The Sat Nav of the Trading World

A couple of people have pointed out to me that the dial seems to be really moving now in terms of fragmentation across the Nordic region. A quick look shows that Stockholm’s share of the benchmark S30...

17 Mar 2010
A Finextra Member

Sanctions screening, tackling the regulatory minefield

Increasing criminal and terrorist activity, combined with a highly regulated environment, is evidence that financial crime is a persistent, global problem. In banking, a similar story is playing out w...

16 Mar 2010
A Finextra Member

It's called hype for a reason

I love articles like this that are really only interesting for their "Hype" value. Facebook, while an impressive social networking site is far from a bank. The skills and business value of r...

16 Mar 2010
A Finextra Member

33,823 percent of Assets Off Balance Sheet.

Goldman Sachs held derivatives that totaled 25,284 percent of assets in 2008 and 33,823 percent as of June 2009 (source: FDIC SDI database). Why do these big numbers matter? They represent a form of ...

12 Mar 2010
A Finextra Member

Mobile banking technology challenge: Apps are coming up

I stated in my blogpost in October, 2008 : HTML (browser based) won the technology challenge for mobile banking. It seems to be true for the majority (65%) of the mobile banking users in the US, acco...

11 Mar 2010
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