Latest Stablecoins News: Finextra Research

Finextra TV/retail

Why Banks Are Being Forced to Relook at Their Cross-Border GTM

Speaking to FinextraTV from Sibos 2025 in Frankfurt, Arun Kini, Managing Director, Payments, Finastra speaks to the changes, trends and challenges within cross-border payments. Kini ties all the evolving changes, within regulation and with the growing number of outsourcing and partnerships to one common objective: speed. Within this, Kini predicts the continued rise of stablecoin integration to assist in this journey. He says that when looking at how to efficiently improve systems, banks are now looking at 3 key things: how to get to market in the cheapest way possible, how to manage liquidity better and how to look at payment systems that help automation and speed. In helping all these objectives, Kini justifies the investment in payment hubs as a solution.

05 November 2025

Finextra TV/crypto

Myths, Money & Momentum: Everything You Should Know About Stablecoins

Joining the FinextraTV studio, Andros Gregoriou, Head of Research and Professor of Finance, Liverpool Business School, Liverpool John Moores University, helped to demystify the rise of stablecoins and provides the key foundational elements that all should know. Gregoriou began by breaking down the four forms of stablecoins: 1. Dollar pegged, 2. Commodity pegged, 3. Digital Asset pegged and 4. Non-collateralised. These four forms, he says, are critical to understand as not all stablecoins are equal or risk-free, as is sometimes assumed. Other crucial elements to understand, Gregoriou asserts, are carefully implemented regulation, like a principle-based approach, the importance of the one-to-one relationship, and of the need for stablecoins to be fully backed. Further to this, he gives his opinion on what the future may look like when other countries continue to release their own versions, not pegged to the dollar.

05 November 2025

Finextra TV/crypto

Why Stablecoins Have Great Potential, But Proliferation Needs Tapering

Joining the FinextraTV studio at Sibos in Frankfurt, Alistair Brown, Global Head of Open Banking and Payments, EPAM shared his passionate opinions on the future of Stablecoins, following a roundtable at the event. Describing how stablecoins enable a number of positive things, from financial inclusion to speed and security, Brown warns against the further proliferation and inevitable fragmentation of stablecoin providers. According to him, 200 should be tapered down to 20, and there should be a higher focus on the challenge of business models, than on the implementation of technology - in Browns opinion, that's the least challenging part.

04 November 2025

Finextra TV/payments

How The Future of Cross-Border Payments Will Be a Co-Existence of Old and New

Taking time out from Sibos 2025 in Frankfurt, Abhi Kumar, Strategic Partnerships Lead, Thunes and Sebastian Siebert, Director, Payment Sales, Finastra joined the FinextraTV Studio to discuss the future of cross-border payments. Describing an evolving conversation where new technologies, challengers and FinTechs are revolutionising the space with faster, more efficient processes, Kumar and Siebert make sure to clarify that we are not witnessing an increase in competition, but more of an integration of old and new. Even as Stablecoins become more mainstream and operationalised, Kumar adds that this will be beneficial for traditional correspondent banking, instead of the threat others believed it to be. Key to survival and success, both agree, is the rising number of partnerships and third-party solutions to enable banks and other institutions to grow beyond 'their own world'.

04 November 2025

Finextra TV/payments

How AI and Digital Currencies Are Reshaping the Payments Infrastructure

At Sibos 2025 in Frankfurt, Ramon Villarreal, Head of Payments, Global Payments Industry Lead at Red Hat, discussed the evolving balance between innovation and reliability in the payments industry. He noted that while innovation has accelerated in recent years, trust and operational resilience, reinforced by regulations like DORA, are once again top priorities. Villarreal emphasised the growing need to simplify payment complexity, especially as banks prepare to integrate stablecoins and CBDCs. He predicted a surge in agentic AI use cases, including fraud prevention and intelligent routing, alongside the rise of interoperable faster payment networks. With digital currencies and AI reshaping the landscape, Villarreal called for efficient, scalable systems to meet the demands of a rapidly transforming market.

30 October 2025

Finextra TV/payments

Cross-Border, Cross-Rail: The Future of Verified Payments

At Sibos 2025 in Frankfurt, Damien Dugaquier, Co-Founder and CEO, iPiD and Anand Bindumadhavan, Global Head of Banking and Liquidity, Triple A explored the rollout of Europe’s Verification of Pay (VoP) mandate and its global implications. While the EU implementation promises greater consumer confidence and fraud reduction, both leaders emphasised the need to extend pay verification beyond Europe and traditional payment rails. They also revealed plans to collaborate with Swift on standards for verifying stablecoin wallet addresses, aiming to bring trust and interoperability to both fiat and digital payments.

29 October 2025

Finextra TV/payments

Convergence Is Coming: How Data, DLT, and Stablecoins Will Reshape Payments

At Sibos 2025 in Frankfurt, John Hutton, Senior Director Payments Efficiency, LexisNexis Risk Solutions emphasised the critical role of accurate data in improving payments efficiency and reducing failures. He highlighted how poor routing information and manual processes hinder straight-through processing (STP), leading to costly delays for banks and customers. Hutton also discussed the role of AI and automation in enhancing reconciliation and reducing errors, stressing that even the most advanced technologies are only as effective as the data they rely on. Looking ahead, he predicted a convergence of technologies, like DLT and stablecoins, tailored to specific use cases, ultimately empowering customers with greater choice and control.

23 October 2025

Finextra TV/ai

AI Without Governance Is Just Guesswork: Rethinking Reconciliation in Real Time

At Sibos 2025 in Frankfurt, Tom Warsop, CEO of ACI Worldwide, reflected on the urgency driving payments modernisation, especially among traditional financial institutions. He highlighted the growing interest in stablecoins and tokenised deposits, noting their potential to enhance cross-border transactions without undermining existing systems. Warsop emphasised the importance of education to overcome fear and unlock innovation, urging institutions to embrace new payment types and lean into their trusted market positions

15 October 2025

Finextra TV/payments

Speed, Standardisation and Safety: How the G20 is Creating a Better Payments World

Whilst at the Finextra TV studio at Sibos 2025, Simon Eacott, Head of Payments, NatWest described the purpose-led initiatives behind the G20's mission, as well as outlining both the current progresses to be optimistic about and the crucial challenges left to solve. Eacott expressed a positivity surrounding the speed of cross-border payments, as well as the evolving adoption of messaging standardisation and explained how, with so many individual requirements, it takes a coalition of regulators, sharing fundamental principles and frameworks to succeed. Beyond this, he referenced the increase in conversation around the role stablecoins, CBDCs and digital assets within this journey, something that he stressed is good but should not lead to a primary focus on technology as a solution without first addressing the improvement of customer experiences at their core.

15 October 2025

Finextra TV/payments

Agentic AI, Stablecoins and Rapid Tokenisation: How Corporate Commerce is Changing

Sharing her insights with FinextraTV whilst at Sibos in Frankfurt, Raj Seshadri, Chief Commercial Payments Officer, Mastercard, helped to paint a picture of an evolving commerce world in the face of rapidly progressing technologies and tools. Mentioning the undeniable influence of Agentic AI on corporate purchasing and T&E, Seshadri also describes how stablecoins, in conjunction with a strong network, provide yet another currency which inevitably provides more options to smaller businesses, enabling a more open market. She equally expresses a positivity towards multi-token networks driven by increased tokenisation that are inspiring more interoperability, bridging the gap between off-chain and on-chain payments.

14 October 2025

Finextra TV/payments

From Nostro to Now: Reinventing B2B Payments with Real-Time Orchestration

At Sibos 2025 in Frankfurt, Pratik Khowala, Global Head of Transfer Solutions, Mastercard, outlined how banks can better serve micro, small, and medium enterprises (MSMEs) in an increasingly globalised payments landscape. He emphasised the need for low-value, low-touch, intuitive platforms, offering multicurrency virtual accounts, competitive FX rates, and embedded digital experiences via simple APIs. Khowala also addressed modernisation in high-value B2B flows, highlighting how orchestration layers atop correspondent banking networks can help reduce errors, liquidity costs, and enable 24/7 real-time transactions. He stressed that trust, collaboration, and innovation, through partnerships and technologies like AI and stablecoins, are foundational to unlocking the full potential of cross-border B2B payments.

14 October 2025

Finextra TV/crypto

The GENIUS Act: How Safe and Important are Stablecoins in 2025?

Joining the FinextraTV virtual studio, Fabian Dori, Chief Investment Officer, Sygnum Bank helped to break down some of the key developments and concerns with stablecoins in asset management. Addressing the GENIUS Act introduction, a growing resurgence in popularity and the nuances of centralised vs decentralised stablecoins, Dori explains how he believes they are not just safe, but here to stay.

29 August 2025

Finextra TV/crypto

How Digital Assets Are Leading Wealth Portfolios

Joining FinextraTV at Money 20/20 in Amsterdam, Waqar Chaudry, Head of Digital Assets, Financing and Securities Services, Standard Chartered explains the long-term outlook on digital assets in wealth portfolios. Providing examples of how cryptocurrencies, especially, have outperformed other asset classes, Chaudry describes how corporates, specifically, have become key drivers of this popularity. As part of this, he further explains how more traditional institutions can provide unique insights to this more modern innovation.

07 August 2025

Finextra TV/payments

Challenger Differentiation is Now About More Than Just UX & Technology

Following his time hosting a panel, Sulabh Agarwal, Managing Director - Global Payments, Accenture joined the FinextraTV studio at EBAday 2025 in Paris. Sharing his personal insights into the most interesting payment trends of 2025 so far, Agarwal mentioned digital euros, stablecoins, and the general 'reinvention of money' innovations. Later, Agarwal also shared his opinion on the increasingly difficult task of retaining differentiation as a challenger bank.

21 July 2025

Finextra TV/inclusion

IFGS Reflections: How The UK Has World-Beating Potential

Following on from a busy UK Fintech Week, Janine Hirt, CEO, Innovate Finance sat down with FinextraTV to give her reflections. Discussing Hirt’s highlights, she explained how the UK is in a place of great technological potential with the opportunity to not just be a world leader, but the leader of the world. With visions of a future UK Tech Stack and stablecoin insights, Hirt speaks with optimism and passion during an uncertain time.

13 May 2025