Finextra Research
Sibos 2025
Sign in
Sign up
Sibos 2025
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
Sibos 2025
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,996
Expert opinions
40,624
Total members
344
New members (last 30 days)
204
New opinions (last 30 days)
29,267
Total comments
Join Sign in
158790
Follow Unfollow

Raktim Singh

Senior Industry Principal
Infosys
Member since
07 Nov 2023
Location
Bangalore
Followers
6
Following
0
Opinions
53
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow

Bio

I am working in Infosys FINACLE from 1995.I have worked in various domains like corporate banking, wealth Management, Digital banking. I am author of Amazon Best Seller 'Driving Digital Transformation', (sold in 25+ countries). I write on various topics related to technology and fintech at my website www.raktimsingh.com.
You can watch my videos related to technology and fintech at my YouTube channel https://www.youtube.com/@raktim_hindi

Experience

Senior Industry Principal
Infosys
To Present
Show all experience

Latest opinions

Raktim Singh

The Future of Finance: How Post-Quantum Cryptography Will Secure Banking and Payments

Quantum computing threatens the cryptography that secures banking, payments, and digital assets. Discover how post-quantum cryptography (PQC) can future-proof financial systems, build customer trust, and prepare institutions for regulatory mandates. Introduction: The Invisible Clock About every generation, financial infrastructure experiences a gen...

27 September 2025

Raktim Singh

Programmable Money and Smart Contracts on Secure Blockchains: The Future of FinTech

Programmable money and smart contracts are reshaping global finance. By combining cryptography, immutability, tokenization, and CBDCs within the emerging Finternet, the financial system is moving from static transactions to secure, programmable, and interoperable value flows — unlocking trillions in new opportunities by 2030. Introduction: The Shi...

22 September 2025

Raktim Singh

Human-Centered AI in FinTech: Trust, UX, and Transparency

Discover how ML, deep learning, and generative AI are transforming fintech UX—driving trust, transparency, and adoption across financial products. Introduction Artificial Intelligence (AI) has transitioned from the back-end enabler of financial services to the front end of fintech product interfaces. From robo-advisors to fraud alerts, from conver...

21 September 2025

See all 53 opinions by Raktim

Latest comments

How Multimodal User Interface will redefine customer experience

Good observation. Thanks for reading the article.

14 Jun 2024 14:54 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and providing feedback. In technology world 'WHAT; has remained same, but now 'HOW' is different. We are reading book, ordering groceries, watching movies but the way, we are doing this is different. The 'HOW' part is different and the same applies here. Once again, Thanks. 

21 Feb 2024 16:04 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and your input. Now, we are seeing re-composable banking, which is helping banks to choose best-of-the-breed solutions. Federated Enterprise Technology buying is related to that. Once agian, thanks.  

21 Feb 2024 13:55 Read comment

See all 13 comments by Raktim

Raktim writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
  • people
  • wealth management
  • retail banking
  • wholesale banking
  • sustainable
  • cloud
  • financial inclusion
  • cryptocurrency
  • predictions

Raktim's opinion archive

  • 2025 (13)
  • 2024 (32)
  • 2023 (11)

Groups created by Raktim

  • Technology for Social Good

See all groups created

Latest groups joined by Raktim

  • Financial Inclusion

  • Innovation in Financial Services

See all groups joined

Raktim reads

  • My personal website
ShowHide similar members

Similar members

Senthilnathan Rajasekaran

Senthilnathan Rajasekaran
Consultant at Infosys

Follow Unfollow
Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai
Consultant at Infosys

Follow Unfollow
Chandramoouli Kundagrami

Chandramoouli Kundagrami
Senior Industry Principal at EdgeVerve Systems Limited

Follow Unfollow
Rajashekara Maiya

Rajashekara Maiya
VP at Infosys

Follow Unfollow
Apeksha Kulshrestha

Apeksha Kulshrestha
Senior Associate Consultant at Infosys

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs
  • Finextra Pro

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI

Members

Join the community News alerts

Follow

Download Finextra Pro

Download Finextra Pro from Apple App Store Download Finextra Pro from Google App Store

Download Finextra News

Download Finextra News from Apple App Store Download Finextra News from Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre