Raktim Singh

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Senior Industry Principal

Infosys

Member since

07 Nov 2023

Location

Bangalore

Bio

I am working in Infosys FINACLE from 1995.I have worked in various domains like corporate banking, wealth Management, Digital banking. I am author of Amazon Best Seller 'Driving Digital Transformation', (sold in 25+ countries). I write on various topics related to technology and fintech at my website www.raktimsingh.com.
You can watch my videos related to technology and fintech at my YouTube channel https://www.youtube.com/@raktim_hindi

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Senior Industry Principal

Infosys

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From Cold Maths to Reasoning AI: Why Banks Need Machines That Show Their Work

AI in finance is shifting from cold maths to reasoning-native models—systems that explain, verify, and build trust in banking and compliance. For years, artificial intelligence in finance has dazzled us with fluency. Models could summarize reports, draft emails, and even parse regulatory text. But when pushed to reason — to follow a logic chain acr...

06 September 2025

Federated Learning in Finance: How Banks and Fintech Can Build Privacy-Preserving AI

To get started: Data is the New Gold, but Privacy is the Vault! The data, and more specifically, customer data, is everything in finance. Whether you've seen it at a point-of-sale transaction with card swipes, in the granting of repayment with loans, or in transactions that are deemed potentially suspicious, every fraction of a transaction contribu...

02 September 2025

Quantum Machine Learning and Portfolio Optimization: The Next Frontier of Smart Investing

Introduction: The Portfolio Optimization Process Needs to Be Revamped. For decades, portfolio optimization has been the pinnacle of modern finance. In the 1950s, with the introduction of Harry Markowitz's Modern Portfolio Theory ("MPT"), we learned that investors could balance risk and reward by selecting and mixing assets. Quantitative f...

23 August 2025

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How Multimodal User Interface will redefine customer experience

Good observation. Thanks for reading the article.

14 Jun 2024 14:54 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and providing feedback. In technology world 'WHAT; has remained same, but now 'HOW' is different. We are reading book, ordering groceries, watching movies but the way, we are doing this is different. The 'HOW' part is different and the same applies here. Once again, Thanks.

21 Feb 2024 16:04 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and your input. Now, we are seeing re-composable banking, which is helping banks to choose best-of-the-breed solutions. Federated Enterprise Technology buying is related to that. Once agian, thanks.

21 Feb 2024 13:55 Read comment

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Raktim Singh

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From Cold Maths to Reasoning AI: Why Banks Need Machines That Show Their Work

Federated Learning in Finance: How Banks and Fintech Can Build Privacy-Preserving AI

Quantum Machine Learning and Portfolio Optimization: The Next Frontier of Smart Investing

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