Raktim Singh

Join the Community

24,170

Expert opinions

40,744

Total members

350

New members (last 30 days)

203

New opinions (last 30 days)

29,300

Total comments

Join Sign in

Senior Industry Principal

Infosys

Member since

07 Nov 2023

Location

Bangalore

Bio

I am working in Infosys FINACLE from 1995.I have worked in various domains like corporate banking, wealth Management, Digital banking. I am author of Amazon Best Seller 'Driving Digital Transformation', (sold in 25+ countries). I write on various topics related to technology and fintech at my website www.raktimsingh.com.
You can watch my videos related to technology and fintech at my YouTube channel https://www.youtube.com/@raktim_hindi

Experience

Senior Industry Principal

Infosys

To Present

Show all experience

Latest opinions

The Future of Finance: How Post-Quantum Cryptography Will Secure Banking and Payments

Quantum computing threatens the cryptography that secures banking, payments, and digital assets. Discover how post-quantum cryptography (PQC) can future-proof financial systems, build customer trust, and prepare institutions for regulatory mandates. Introduction: The Invisible Clock About every generation, financial infrastructure experiences a gen...

27 September 2025

Programmable Money and Smart Contracts on Secure Blockchains: The Future of FinTech

Programmable money and smart contracts are reshaping global finance. By combining cryptography, immutability, tokenization, and CBDCs within the emerging Finternet, the financial system is moving from static transactions to secure, programmable, and interoperable value flows — unlocking trillions in new opportunities by 2030. Introduction: The Shi...

22 September 2025

Human-Centered AI in FinTech: Trust, UX, and Transparency

Discover how ML, deep learning, and generative AI are transforming fintech UX—driving trust, transparency, and adoption across financial products. Introduction Artificial Intelligence (AI) has transitioned from the back-end enabler of financial services to the front end of fintech product interfaces. From robo-advisors to fraud alerts, from conver...

21 September 2025

See all 53 opinions by Raktim

Latest comments

How Multimodal User Interface will redefine customer experience

Good observation. Thanks for reading the article.

14 Jun 2024 14:54 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and providing feedback. In technology world 'WHAT; has remained same, but now 'HOW' is different. We are reading book, ordering groceries, watching movies but the way, we are doing this is different. The 'HOW' part is different and the same applies here. Once again, Thanks.

21 Feb 2024 16:04 Read comment

What is Federated Enterprise technology Buying

Thanks for reading the post and your input. Now, we are seeing re-composable banking, which is helping banks to choose best-of-the-breed solutions. Federated Enterprise Technology buying is related to that. Once agian, thanks.

21 Feb 2024 13:55 Read comment

See all 13 comments by Raktim