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The advent of the fintech & digital age has had an adverse impact on both perception and reality of having physical bank branches. We have seen largely in developed nations, that a large number of...
Fintech is a highly regulated sector, and thereby many (or most) of the Innovation and new business models / propositions, depends on policies and norms from regulators. Historically financial regulat...
The word Metaverse is making highlights in last few months. Many leading organisations have created metaverse environments or become part of one. Metaverse is an immersive Digital environment (Virtual...
Over last few years, we have heard of Super Apps (Applications), and how they will be key and dominant players in the whole digital ecosystem. This is backed by efforts by leading players with mixed o...
Over the past 3 to 4 years, we have seen the Buy Now Pay Later (BNPL) segment grow exponentially. But, typical to most growing businesses, this segment is also facing some challenges like: - a. Increa...
New age technology enables Financial Solutions to be tightly integrated (embedded) across various other segments / industry & Solutions. This embedding of Fintech, enables a non financial player t...
Fintech and Cloud – Why are large players hesitant? Fintech solutions being developed and hosted on Cloud are gaining popularity, as cloud environments offer many benefits in terms of cost (Manpower, ...
One recent trend that I have noticed, is the increasing use of Nudges in fintech & digital solutions. Nudges are very powerful, as they subtly guide users and prompt them towards action / transact...
Fintech has a key role to play in the new age economy, and governments globally have this segment as priority. They know that Fintech’s will make the system frictionless, reduce cost of delivery, bett...
Very recently I attended an online mega event on Fintech. It was a packed event, with variety of themes, content, thought leaders, discussion, workshops and networking opportunities. The event revolve...
Looking at everything from the lens of Sustainability is the mantra now a days. Doing so, addresses most of the challenges faced by organisations & Individuals, and offers an approach for a better...
We have often heard of challenges in Digital Transformation and some of it may be true. But in my experience, there are some key aspects, which if handled normally (yes, need to be normal & transp...