Viacheslav Kostin

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CEO

WislaCode Solutions

Member since

01 May

Location

Warsaw

Bio

CEO and Founder at WislaCode.com Software Solutions
Fintech, Mobile, Payments, Banking
EMBA (IMD, Switzerland)
Former C-level Executive in Banks

Experience

CEO

IT companies

Jan 2020 - Present

CEO with 20+ years in fintech and banking. Now leading WislaCode - delivering secure, scalable banking and fintech apps that solve real business problems, not just tech hype.

C-Level banker

Banks in 6 countries

Jul 2012 - Dec 2019

Led strategy, marketing, and digital transformation at Alfa-Bank. Scaled online sales, drove agile adoption, ran project office. Oversaw IT/e-business across 5 countries. Led M&A IT due diligence and core system upgrades.

Chief Product Officer - Fintech, Payments & Digita

IT & Telecom

Jul 2000 - Jun 2012

Spent 9 years growing from programmer to Product Director. Led m/e-commerce delivery, built PMO, launched presale, introduced product owner roles, and ran high-impact fintech projects.

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Latest opinions

AI is not the real hurdle! Where fintech innovation truly gets stuck

If you read the headlines, you’d think artificial intelligence is the only story in fintech. Banks and fintechs alike feel pressured to showcase their AI credentials, even when the use cases are thin. But let’s be honest: AI is not the real hurdle. The biggest challenges in fintech innovation are far more structural and harder to solve. 1. The tra...

28 August 2025 Artificial Intelligence and Financial Services

Top UX Features Revolutionising Modern Banking Apps

The user experience (UX) in banking applications is a critical factor in transforming everyday financial tasks into intuitive and satisfying experiences. By focusing on streamlined interfaces and customer-centric designs, these apps build lasting confidence and encourage regular use. Incorporating elements such as rapid QR-based transactions and i...

28 August 2025 Mobile Financial Services (MFS)

Key Fintech Features Enhancing Banking App Engagement

Mobile banking apps have evolved into powerful platforms that go beyond basic transactions. In today’s competitive financial landscape, banks and fintech firms rely on innovative features to boost user engagement and foster customer loyalty. Tools like personalised rewards, referral programmes, bill-splitting capabilities, and subscription managem...

25 August 2025 Online Banking

See all 9 opinions by Viacheslav

Latest comments

Is tax compliance the next big opportunity in financial technology?

Agree. Tax as a background service, invisible but reliable, is what SMEs will trust.

09 Sep 2025 19:33 Read comment

AI is not the real hurdle! Where fintech innovation truly gets stuck

:-)))

09 Sep 2025 17:05 Read comment

AI is not the real hurdle! Where fintech innovation truly gets stuck

Exactly, Ketharaman! The tricky part is knowing when to step off the dance floor before the hype bill comes due.

29 Aug 2025 14:00 Read comment

See all 7 comments by Viacheslav

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