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Milko Filipov

Senior Manager
valantic
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15 Feb
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Munich
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Milko is an expert in the areas of payment systems, card payments, e-banking and has a strong interest in innovative solutions and technology, cryptocurrencies and decentralized applications. He brings broad industry experience, having undertaken various roles in global projects at companies such as NTT DATA, Siemens, BMW, Commerzbank, Atruvia, Capgemini, Bosch, BNP Paribas, Stripe, EPI, Visa and others. Milko holds an MBA with focus on finance and strategic management from the Katz Graduate School of Business at the University of Pittsburgh. He enjoys helping technologists working for financial institutions better understand the success factors in the industry in order to provide a better banking environment.

Latest opinions

Milko Filipov

Why AI Belongs in Payments — and What Makes It the Perfect Fit

Payments is far more than the act of “moving money.” It’s a fast-moving, data-rich ecosystem that connects millions of buyers and sellers worldwide — and that complexity makes it both valuable and difficult to operate efficiently at scale. This is precisely why artificial intelligence (AI) fits so naturally within the payments industry. AI thrives ...

30 October 2025

Milko Filipov

Understanding the Transaction Flow: Crypto PSPs at the Heart of Crypto and Stablecoin Adoption

As cryptocurrency and stablecoin payments continue to gain traction as mainstream financial instruments, businesses are increasingly exploring how to incorporate them into their payment infrastructures. Treasurers, in particular, are often required to answer detailed questions about the end-to-end transaction cycle of accepting these digital asset...

29 July 2025

Milko Filipov

Accepting Stablecoin and Crypto Payments: What Merchants Must Know About Settlement

As stablecoins and cryptocurrencies become increasingly integrated into corporate payment ecosystems, treasurers in large organizations face critical decisions around settlement options. How payments are settled—that is, the currency in which funds are ultimately received—has profound implications for liquidity management, risk exposure, and treas...

22 July 2025

See all 5 opinions by Milko

Milko writes about

  • artificial intelligence
  • payments
  • cryptocurrency

Milko's opinion archive

  • 2025 (3)
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