218 Results from 2020, /retail
Bob Lyddon Consultant at Lyddon Consulting Services
The Euro is a currency without a Eurozone sovereign legal person backing it. Swathes of Eurozone financial assets are rated and accounted for as if there was such a legal person, whereas the backing for these assets is far less impressive. The consequence is that the Eurozone financial system is far less well-capitalised than it appears, and that m...
28 February 2020 /retail /wholesale
Retired Member
One of the great hopes for the fintech community this year is that open banking truly takes off. The sector is working tirelessly to deliver solutions that let consumers easily, and securely, manage their personal finances and data through one app. However, meeting customer expectations and developing solutions is not straightforward. It takes a g...
28 February 2020 /payments /retail Open Banking
Thomas Pintelon Head of Strategy at Capilever
Since 1 July 2007, the Belgian electricity market has been liberalized. While in the first years, only few consumers switched electricity provider, this has reached a new high this year. Incumbent providers are still trying to convince customers with product-differentiation slogans that they offer the best reliability or the greenest electricity. ...
25 February 2020 /retail Financial Risk Management
Jan Thomas Director UK & Ireland at Deposit Solutions
The platform economy is revolutionising the $50bn global deposits business. By separating the product provider and financial point of sale, banks can now choose whether they want to collect deposits for financing or offer deposits as a product, without one depending on the other. While the deposits business has not always been perceived as one of ...
20 February 2020 /retail
Chris Harris Senior Director at Worldline Group
As Starling, Revolut, Monzo and Tandem bank all seek further investment, questions are being raised whether there is funding round fatigue among investors due to a lack of clarity around margins and doubts about longer term funding. Signing-up new customers hasn’t proven difficult for most of the Challenger Banks. A.T. Kearney’s study concluded tha...
19 February 2020 /retail Disruption in Retail Banking
This is the first of three discussion forums around this important subject. The consequences of the demise of a global financial services system that supports the needs of everyone on the planet will be far reaching to say the least. But is it likely to disappear altogether? This is a very big question and if it did, what would take its place? Soc...
13 February 2020 /retail Banking Strategy, Digital and Transformation
Alex Kreger Founder and CEO at UXDA Financial UX Design
We are living in a very competitive age. There are all kinds of digital financial services to choose from, and plenty of new ones enter the market every year. Customers are overwhelmed with the choices, and their expectations are constantly rising. For many entrepreneurs, this turns out to be a dead end, leading their businesses to bankruptcy. Mea...
11 February 2020 /retail Digital Banking Trends
Chris Principe CEO at APB, Inc.
CRYPTO or GOLD It’s the start of a new year and a new decade! I am feeling great because I am back in my twenties again! As I recall my twenties and early banking career, I realize how my thinking has changed. During those young and fun filled days I overlooked some important questions. How do I increase, preserve and protect the wealth that I am c...
09 February 2020 /retail /crime The Payments Business
Riaz Mohammed CTO at DiffusionData
Payments are taking a backseat and becoming more and more invisible, leaving us more time to ensure value and enjoy the purchase. Innovation in payments is progressing to the next level, from fast or contactless payments to invisible payments and to allow for multimodal transactions. We already have such offerings in the market, for example, th
07 February 2020 /payments /retail Bigger than Technology
Over the past few years, interest has risen in digital-first banking, blockchain technology, automation and the concept of digital banking profiles. And as we head into the 2020s, we’ll see further transformation in the industry and there is an exciting opportunity for banks to differentiate themselves in order to attract and retain deposits. Let’...
05 February 2020 /regulation /retail Disruption in Retail Banking
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