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Location
Brussels
Member since
2017
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Thomas's blog archive

2019 (4) 2017 (1)
Thomas Pintelon
Thomas Pintelon

Thomas Pintelon

Co-founder at Capilever
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Bio Thomas is a financial services expert with strong focus on product strategy and innovation. He strongly promotes banking innovation through smartly gluing IT together. Career History Prior to Capilever, Thomas has held senior roles within a number of leading technology vendors and global banking providers including Sopra Banking Software and CR2 Channel Banking Software. Thomas holds a PhD in chemical engineering from the University of Cambridge.

Blogs

Innovation in Financial Services

How liquid asset based lending brings benefits to both banks and their customers

21 Jun 2019

Imagine you have a short-term cash need [university fees for your kids] but you do have some long-term bonds in your investments portfolio. Wouldn’t it be great if your bank allows you to temporarily block these assets and get a short term loan facility to bridge the gap? Lending against liquid assets that customers hold within their bank, is an u...

Innovation in Financial Services

Democratizing asset based lending and how banks can protect themselves from systemic market risk

29 May 2019

In this blog we investigate the potential risks linked to democratizing asset based lending to a larger retail and SME audience. In principle, when customers lend against their (liquid) investment assets at the bank, the scoring of the credit can be done on an objective basis, based on the valuation of the assets blocked by the bank. Therefore a bi...

Innovation in Financial Services

Why lending against investments is an underexploited retail and SME market opportunity

20 May 2019

Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...

 

Liquid asset based lending - a clear retail banking market opportunity

07 May 2019

Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...