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119 Results from 2021, /inclusion

Retired Member

Retired Member 

The future of the financial services industry from Fintech

Fintech has accelerated the disruptive innovation of the financial industry: Payment, Insurance, Deposit & Lending, Capital funding and Investment Management. 1. Payment The main innovation of fintech is to make it easier and more valuable for consumers to pay with mobile devices and the Internet, and to enable cashless transactions. (1) Mobi

/wealth /inclusion Fintech

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Reimagining Lending With the Power Of Technology

In a world that never stops changing, and with customer expectations always on the rise, it’s time to harness the innovative power of technology to deliver modern lending platforms across lending types. Leveraging the entire life cycle of lending data – and adapting your business culture accordingly – is the foundation of long-term lending success...

/retail /inclusion Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Borderless Banking: Why the time is now to bank beyond borders

As our world becomes more interconnected, so too does the need for banking systems to follow suit. In the past, businesses and individuals were often restricted to banking in a single country, but the rise of borderless banking is enabling both to benefit from greater financial freedoms. In this article, we will examine why this trend is so import...

/payments /inclusion The future of Payments in Europe

Ron Benegbi

Ron Benegbi Founder & CEO at Uplinq Financial Technologies

Alternative data: Using macro data points to understand SMB financial performance

A constant and long-standing pain-point for SMBs has been the difficulty they face in securing financing compared to their larger peers. This has been due in large part to the traditional banks considering SMBs to be both high-risk and high cost to underwrite, onboard, and serve. It has been a problem compounded by the fact that credit reporting ...

/payments /inclusion Data sharing

Pushkar Mukewar

Pushkar Mukewar CEO and Co-Founder at Drip Capital

What Is Trade Finance?

Trade finance has been around for centuries – for as long as there’s been trade. You could say trade finance is central to global trade, as it lessens risks to both parties, whether it’s the risk of non-payment, currency fluctuations, or payment delays. Without trade finance, there would be far less global trade and economic growth. Global trade m...

/inclusion

Adam Lieberman

Adam Lieberman Chief AI Officer at Finastra

The hidden causes of algorithmic unfairness

Having covered the importance of defining algorithmic fairness in an earlier article, I would now like to discuss the factors that can lead to model unfairness in more detail. Data and Bias Data collection is an amazing and fascinating field of study and there is a real science to collecting and maintaining high-quality datasets. There are also ma...

/inclusion /predictions Artificial Intelligence and Financial Services

Luigi Wewege

Luigi Wewege President at Caye International Bank

Can a United States Citizen Have an Offshore Bank Account?

One of the downsides of the Internet is the dissemination of misinformation. That has led some to believe that US citizens cannot open and maintain offshore bank accounts, investment accounts, and other types of financial resources. That’s not the case. While some things have changed over the years, the truth is that US citizens are free to open ac...

/regulation /inclusion Financial Services Regulation

Vivek Dubey

Vivek Dubey Senior Manager at Capgemeini

FINTECH BASICS - THE A B C D E F OF FINTECH

FinTech is a very vast and interesting domain, and with the introduction of new technologies every day it is taking huge leaps. The acceptability index of consumers giving confidence to startups to come up with the real disruptions. Improving Financial services with the help of new-age technologies and regulations is FinTech. That defines the bas...

/payments /inclusion Fintech

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Traditional Institutions in the Banking War: What Are the Chances to Win

The massive changes that take place in the banking sector are often portrayed as the intense competition within the industry, namely between progressive institutions and those considered traditional ones. Instinctively, being a "progressive" bank looks more appealing than being called a “traditional” bank. That is why it would look like m...

/retail /inclusion Disruption in Retail Banking

Akshaya Chandra

Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services

Are we saving enough today, for a better tomorrow?

Someone wise said, ‘Growing old is inevitable, growing up is optional’. The global population is ageing. According to World Health Organisation (WHO) report, population of 60+years in the world increased from 12% to 22% between 2015 to 2020. This increase has occurred rapidly and unequally in the World. AgeUK 2019 report says in the UK, alre

/wealth /inclusion Personal Finance

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