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Jared Ronski

5 Best Practices for Mobile Payments in 2018

Mobile commerce is on track to comprise over 63% of ecommerce sales in 2018, and an estimated 73% by 2021 according to Statista. It’s no wonder that top-tier companies are investing heavily into thei...

11 Sep 2018
Payments strategies 2015-2020-2030
Rune Sørensen

Convenience vs Security in Ecommerce Payments: How Everyone Can Win

In 2018, banks and retailers are dealing with a new breed of customer: one that expects a fast, seamless online payment experience. When it comes to ecommerce, however, user experience isn’t the only ...

29 Aug 2018
Fintech
Bob Lyddon

The UK’s New Payment System Operator makes a World Class CoP-out on Confirmation of Payee

New Payment System Operator (“NPSO”), the organisation charged with delivering the UK’s New Payments Architecture (“NPA”) and the “End User Needs” services dependent upon it, seems to be backing away ...

29 Aug 2018
Transaction Banking
Patrick Bermingham

The gateway that opens new business for ISVs

Using an API-led integrated digital payments gateway brings new opportunities for Independent Software Vendors (ISVs) to capitalise on emerging business models and add value to existing clients. In to...

28 Aug 2018
Payments strategies 2015-2020-2030
Brendan Jones

Will FI’s be ready by March 14 2019 for PSD2 open banking

As the clock counts down to when Financial Institutions (FIs) must be ready for external testing for PSD2 open banking it is interesting to see how ready, or not, all other parties are in the value ch...

24 Aug 2018
Banking Regulations
Jeremy Thomson-Cook

Innovation in payments: Where to next?

The payments industry has arguably been the focus of equally significant amounts of investment and speculation over the last few years. Even just a few years back, most people’s experiences of sending...

22 Aug 2018
Payments strategies 2015-2020-2030
Jared Ronski

Why You Should Start Thinking About Your Holiday Chargeback Prevention Plan Now

Chargebacks are an unfortunate fact of life for most merchants. They’re damaging and tedious, represent lost revenue, dent your reputation and can get you classified as a high risk merchant if you ha

15 Aug 2018
Payments strategies 2015-2020-2030
Bob Lyddon

Big buck cost of NPSO directors just for the first few months of operation

NPSO Report & Accounts for the period from its foundation on 18th July 2017 until 31st December 2017 show Directors' Remuneration at £229,469, with the highest-paid director receiving £93,333. Thi...

15 Aug 2018
Transaction Banking
Ketharaman Swaminathan

Technology Platform - Go Wide Or Go Deep?

We come across the “Go Wide or Go Deep?” question regularly in our outsourced product management engagements. (Should the term “outsourced product management” intrigue you, see Who The Heck Outsources...

13 Aug 2018
Bob Lyddon

Project Carlton Phase 1 on UK payments landscape is complete

The sponsor of Project Carlton has signed off on the intial research and endorsed that it be shared for validation with five or six interested parties. The research plots the ministrations towards the...

13 Aug 2018
Transaction Banking
Retired Member

Remember why we do this?

One of the things I've noticed since working in the payments space are the tribes and the tension/conflict/cooperation/outright hostility …… The first of these, and longest running is the tension betw...

02 Aug 2018
Innovation in Financial Services
Retired Member

Speed

One thing that is clear from modern life is that it isn't slowing down any time soon, Everywhere you look the world is getting faster and the Financial Service Industry has been doing this for years; ...

02 Aug 2018
Online Banking