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Dean Wallace

Director of Consumer Payments Modernisation
ACI
Member since
26 Jan 2010
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Global
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Followed by John Sims, Martha Boyle and 5 others you follow

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Director of Consumer Payments Modernisation
ACI
To Present
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Latest opinions

Dean Wallace

Steps to progressive platform modernisation

There’s no doubt banks need to modernise legacy systems to keep up with today’s demand, but the risk of big bang migrations (moving an entire dataset from legacy to targeted systems in one operation) has never been higher. And it’s proving to be a blocker for progressive platform modernisation. The arrival of non-bank providers, including Big Tech...

10 September 2021 Fintech

Dean Wallace

Real-Time Digital Payments: A Global View

The payments industry is always looking for new ways to streamline processes, reduce costs, increase security and most importantly, improve the customer experience. However, when it comes to real-time or instant payments, it will take more than simply modernising existing Automated Clearing House (ACH) rails to drive forward the adoption of new inn...

17 August 2021 The future of Payments in Europe

Dean Wallace

The shifting sands of consumer payments in Europe

The world is changing, and so are the ways we pay. From food and clothes, to fuel and everything else needed for daily life, consumers are making more and more digital payments than ever before. And it seems we are well on our way towards becoming a truly cashless society. Last year saw 3.2 billion mobile wallet transactions made in the UK, a Year...

15 July 2021 The future of Payments in Europe

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Latest comments

EU could force Apple to open up iPhone NFC functionality

Now this would be interesting. Apple Pay is picking up globally what with digital being the increasingly preferred form factor and Covid concerns amounting. It's also great for simple mCommerce too. I watched the Oz assesment with disbelief at the outcome. Having opena access to globally deployed consumer infrastructure is so crucial for competitive forces. Let's see if the EU can drive this level of fairness I'm under half a decade

21 Sep 2020 14:04 Read comment

Chase to acquire MCX mobile payments tech

Chase marches onward bringing merchants and consumers together directly, using their mobile phones. Is this one of the biggest "alternative payments" mechanism in the world? Certainly nice to see the hard work at MCX going to good use

13 Mar 2017 08:25 Read comment

Saying NO to card payments loses customers. Obvious, you'd have thought

I'm intrigued by the "hidden benefits"!!

02 Aug 2016 20:00 Read comment

See all 68 comments by Dean

Dean writes about

  • payments
  • retail banking
  • cloud
  • financial inclusion

Dean's opinion archive

  • 2021 (3)
  • 2018 (2)
  • 2016 (2)
  • 2015 (3)
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Michael Kyritsis

Michael Kyritsis
Lead Solution Consultant at ACI

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Ray Caradine
Payments Consultant at ACI

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