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Chris's long read archive

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Chris Holmes

Chris Holmes

Peer at House of Lords
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Bio Passionate about technology and inclusion. Vice-chair of All Party Parliamentary Group on Fintech. House of Lords Select Committees on Digital Skills, Financial Inclusion, AI, Parliamentary Groups on AI, Blockchain, Assistive Technology, 4IR. Technology for public good. More about my parliamentary work, policy priorities and some excellent interviews with people from the world of fintech at my blog Career History Member of the House of Lords since 2013. Deputy Chair Channel 4. Chancellor BPP. Ex-solicitor. Ex-LOCOG. Ex-swimmer.

Long reads

The Westminster Series: The arrival of the Financial Services and Markets Bill

26 Jul 2022

Since its inclusion in the Queen’s Speech on May 11, 2022, many of us have been awaiting the arrival of the Financial Services and Markets Bill. It finally emerged on the hottest day ever recorded in the UK. Forming a significant slice of the Chancellor’s speech at Mansion House on July 19, it was given First Reading down the road in the House of ...

The Westminster Series: What to expect from the UK's BNPL regulation

22 Jun 2022

This week the government has published plans to strengthen regulation of the Buy Now Pay Later (BNPL) market. Key proposals have been set out in an HMT Consultation response, lenders will be required to carry out affordability checks and financial promotion rules will be amended to ensure BNPL advertisements are “fair, clear, and not misleading”. ...

What does the Queen’s Speech have in store for Fintech?

11 May 2022

The most obvious place to start is the Financial Services and Markets Bill, introduced to “strengthen the United Kingdom’s financial services industry, ensuring that it continues to act in the interest of all people and communities”. Financial services are vital to the UK economy, employing more than 2.3 million people across the UK, and contribut...

The Westminster Series: Lord Holmes on UK Fintech Week

31 Mar 2022

UK Fintech Week brings together the brightest and the best from the fintech ecosystem to discuss and debate crucial issues facing the sector and beyond. Themes this year are fintech hyper-growth and exits, investment trends and trade, Kalifa one year on, open finance, crypto and CBDCs, sustainable fintech and keeping up with regulation. UK Fintech...