Join the Community

23,629
Expert opinions
40,428
Total members
361
New members (last 30 days)
201
New opinions (last 30 days)
29,167
Total comments

Latest expert opinions

clear
clear

1376 Results from 2022

Nish Kotecha

Nish Kotecha Co-Founder & Chairman at Finboot

Why the demise of FTX has to be a turning point

The recent and very public demise of cryptocurrency exchange, FTX, has once again dented wider faith and trust in the crypto world. Despite raising $400 million at the start of the year, rumours of FTX being undercapitalised led to more than $650 million in withdrawals - causing it to close its doors and confirming it was in a liquidity crisis. Th...

/regulation /crypto Blockchain in Banking and Financial Services

Srinivasagopalan R

Srinivasagopalan R Principal Consultant at Tata Consultancy Services

10 Themes propelling Banking and Financial Services Outlook in 2023

The Banking and Financial Services industry continues to evolve, following the recovery from the Covid pandemic. The pandemic encouraged the increased adoption of digital technologies by the consumers and the banking organizations have been quick to adapt and serve. The usage of paper currency and plastic cards are gradually phasing out and the cu...

/retail /predictions Digital Banking Trends

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Software Implementation Journey of a thousand miles begins with phase zero

Congratulations. You have decided to implement some software and want it to be successful. Will it be Agile or Waterfall or Lean or Scrum or something else entirely. While a successful project implementation has its own requirements for running it, there are numerous things one should consider before kick off. Has the Target Operating Model been a...

Fintech

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Eternal Question of whether to buy or to build your software

Congratulations. You have a problem, a project, a budget and a deadline. Instead of throwing bodies at it, software is the solution but now you need to decide to build or to buy, that is the question. Or is it? I’m not so sure it’s a clear cut decision anymore. Build used to refer to hiring in house programmers to code whatever system was necessar...

Fintech

Lynton Buxton

Lynton Buxton Marketing Manager at Parseq

Could the Cheque Be Santa’s Favourite Present? A Winter’s Tale….

There was a time as a young boy I was fortunate enough to receive Christmas cards from distant relatives that contained a crisp £1 note and I felt rich. As the year’s progressed, and warnings of postal security began to hit the headlines, the Pound note began to be replaced with a personal cheque often with a fancy background of woodland creatures...

/security /payments Finextra site news

Roel Mels

Roel Mels Global Head of Marketing at TRG Screen

Data, Data Everywhere: Managing New Digital Assets in The Market Data Mix

The financial services industry is known for its complexity in terms of the multitude and proliferation of market participants, vendors, products, user requirements, agreements and pricing structures. Alongside this, the global financial sector generates an enormous amount of data (measured today in petabytes i.e., 1,000s of terabytes), creating d...

/regulation /crypto

Philipp Buschmann

Philipp Buschmann Founder & CEO at AAZZUR

2023 FinTech Industry Trends

As we embark on a new year, there is much work to be done in the fintech sector, but as it is rapidly growing, I think 2023 is going to be a pivotal year. In addition to improving the effectiveness of how customer service is delivered, we are also seeing an increase in financial inclusion, which in my opinion can only be a good thing. According to...

Leon Gauhman

Leon Gauhman Founder and CPO/CSO at Elsewhen

Three customer centric leadership lessons for pioneering financial services brands

Outgoing Salesforce President and former BT CEO Gavin Patterson’s call to UK boards to “get digitally literate” underlines a growing concern about the gap in digital skills and leadership at the top of UK companies. The issue is particularly acute in financial services, with a recent study revealing that 81% of FS decision-makers believe their c...

/retail Digital Bank Transformation

Anoop Melethil

Anoop Melethil Head of Marketing at Maveric Systems

Transform the Banking Customer Experience through Hyper-Personalization

Traditionally marketing functions in banks were accountable for building brand awareness and, to some degree, generating revenue. As post-pandemic trends show, functional areas of customer acquisition, digital cross-selling, and upselling now form an integral part of marketing's digital-first strategy. 52% of Financial Services marketers think so...

/retail /predictions Marketing in Financial Services

Tomas Campos

Tomas Campos CEO at Spinwheel Solutions Inc

2023: What Needs to Happen When it Comes to Student Debt

A turning point is dependent on more than the Biden relief package. One of the hottest topics when it comes to personal finance right now is the prospect of student loan forgiveness. The Biden plan that has been put forward would erase as much as $20,000 in federal loans for certain borrowers making less than $125,000 per year or $250,000 for spou...

/inclusion /predictions Personal Finance

Now Hiring