ZEF and Real Time Economy Program
30 years with Nordea - international, large accounts, retail, payments, cards, e-banking, e-business, e-invoicing etc Retired EVP
Head of Executive Advisors at Tieto. Retired 2013
Chair at ZEF Solutions
Digitalization in general - to improve productivity, service capability and sustainability. The next wide layer is electronic invoicing - followed by automation of virtually all administrative processes.