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1026 Results from 2017

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain: Predictions for 2018

2017 was a year of interesting developments in the blockchain area. Not all happened as was expected. Many, including me, predicted 2017 to be the year that blockchain would move from proof-of-concepts into real world production. Yes, we did see some great successes here, like IBM, R3CEV, … But the number of real world applications that entered th...

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018: new EU Treaty signed for full EMU

This is the third of our predictions for the Payments industry in 2018, and it is about the Euro and its path to full completion. Brexit is both a threat and an opportunity for the “centralisers” at the European Commission. Their arguments will be firstly that the Single Market and the Customs Union (“Economic” union) cannot work properly and be co...

/payments SEPA and European Payments

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018 - New Entrants

This is the second of our predictions for the Payments industry in 2018, and it is about New Entrants to the payments business. The main focus is on Third-Party Providers and Payment Institutions as ordained under Payment Services Directive. We should also mention eMoney Institutions and – more UK-centric – Challenger Banks. In sum these are the ty...

/payments /startups Transaction Banking

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS UNDER-HYPE: THE NEW FRONTIER TO SIMPLIFY COMPLEX KNOWLEDGE PART 2

Just as a reminder, Complex Knowledge is any combination of regulatory, statutory, legal, tax, tariff, policy and procedure matter, which is primarily found within documents. USE CASE: HOUSEHOLDER PLANNING PERMISSION Setting the scene The understandings from this particular use case are universal in terms of Complex Knowledge. The initial sce...

/ai /regulation Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

It's a Crypto Crazy Christmas!!

It's a Crypto Crazy Christmas!! What you should have remembered that was told to you by Billy Ray Valentine. So, I do not have an inside information, if there is any, about the last two weeks in Crypto pricing. What I will say is that I am not surprised by the fatigue that the market showed the last two weeks and I expected to see this happen. In m...

/sibos Futuristic Banking

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Predictions for the Payments industry in 2018 - Open Banking

This is the first of our predictions for the Payments industry in 2018, and it is about the UK's Open Banking. This is a very high-profile and government-endorsed project to open up Retail and SME banking to technology-based new entrants, who will offer innovative and exciting propositions on top of the data they can receive from banks, and the pay...

/startups Disruption in Retail Banking

Retired Member

Retired Member 

4 AI Use Cases in Fintech in 2018 according to PwC and Gartner

According to Gartner, by the end of 2020, 20% of citizens in developed nations will use AI for everyday operational tasks and a whopping 85% of CIOs (Chief Information Officers) will be piloting AI programs for their organizations through buy, build and outsourcing efforts. By the end of 2018, use of AI is predicted to be widespread through common...

/ai /inclusion Asia Financial Services

Henry Hilska

Henry Hilska Managing Principal at Convexity Solutions

Could Blockchain Transform the Direct Selling of Insurance and Annuity Products

It is hard to avoid hearing about Bitcoin these days as mention of the meteoric rise in value of the crypto-currency has become so prevalent in both the traditional and social media. What is less prevalent, but what should ultimately have a greater impact overall is the technology that underpins this phenomenon, namely Blockchain. Despite some ...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Open Banking: What Will Next Christmas Bring?

Last Christmas I had two permanent bulges in my trouser pockets thanks to my ever present wallet and mobile phone. I bought presents with my traditional bank account card using online and contactless services and I used the ATM to withdraw cash to go to the Christmas parties I attended. How things have changed! A year on and my financial habits ...

Open Banking

Retired Member

Retired Member 

ESMA’s third-country venues - the naughty or nice list

ESMA recently issued guidance on the treatment of commodity derivatives traded on third-country venues in the context of the MiFID ll position limit regime. Prior to this is was not clear if commodity derivatives traded on a third-country exchange would be considered economically equivalent OTC (“EEOTC”) contracts and would consequently fall unde...

/regulation

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