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231 Results from 2019, /regulation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Are UK branches of EU-27 banks ready to become third-country branches?

The UK branches of the EU-27 banks currently benefit from lighter regulatory requirements compared to the third-country branches. However, post-Brexit this distinction will no longer be relevant as all branches will ultimately be subject to the same rules. So, with the increasing odds of a no-deal Brexit, the EU-27 banks operating in the UK as bra...

/regulation Banking Regulations

Jonathan Jensen

Jonathan Jensen Regulatory Policy Advisor at GBG

Getting to the crUX of identity verification

Great identity verification should be top of the list when it comes to technological improvement in finance. The number of people using online services is increasing, as online banking grows at an average of 3.5% year-on-year in the UK. And while this is a positive step for consumers, more data online means more procedures are needed to protect cu...

/regulation /devops Digital Identity Management

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Algo Wheels Spinning into Futures

Algo wheels have become a popular technology in equities trading, but now there are signs that algo wheels are expanding beyond equities into multiple asset classes such as futures. In equities, the measurement tool, integrated with an execution management system, enables firms to automate the algo selection process, quickly switch from one strateg...

/regulation Capital Markets Technology

Dmitrii Barbasura

Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy

TPP identification via non-dedicated PSD2 interfaces

According to the RTS on SCA and CSC (Article 34. Certificates), payment service providers shall rely on eIDAS certificates for third party providers’ (TPPs’) identification. There are 2 types of PSD2 eIDAS certificates and each of them plays an important role: QWAC (qualified certificate for website authentication) - is used for website authenti...

/regulation /retail Banking Regulations

René Hendrikse

René Hendrikse Vice President & Managing Director, EMEA & LATAM at Mitek

PSD2: It's Time For Digital Banking And E-Commerce To Innovate

Like many recent inventions, digital banking and e-commerce have made our lives substantially better. Designed to save time and money, they’ve empowered consumers, created thriving marketplaces and allowed businesses to embrace asset-light business models. Open banking was quick to follow, allowing consumers to benefit from better deals, access to...

/regulation Fintech

Barley Laing

Barley Laing UK Managing Director at Melissa

Time to prepare for the Fifth Anti-Money Laundering Directive

Hot on the heels of the Fourth Anti-Money Laundering Directive (4AMLD), the fifth version (5AMLD) is set to become law throughout the EU on 10 January 2020. With a focus on strengthening transparency rules, this mandate will further deter the concealment of funds and enable the EU to remain one step ahead in the fight against financial crime. 5AML...

/regulation Banking Strategy, Digital and Transformation

Charlotte Longman

Charlotte Longman Director at ACA Compliance Group

Market Abuse Regulation three years on: is this still a priority for the regulator?

Charlotte Longman, Senior Principal Consultant, ACA Compliance Group This week marks three years since the Market Abuse Regulation (MAR) overhauled the civil market abuse regime across Europe, repealing and replacing the Market Abuse Directive (MAD) and the UK’s own domestic legislation. Developed in parallel with the revised Markets in Financial I...

/regulation Capital Markets Technology

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

DATA : FINDING THE NEEDLE IN THE HAYSTACK

It must have happened to you. It certainly happens to me every once in a while. I need to find something urgently and even have no clue where to start searching. Typically a spare part of one or another device. A few days ago it was the coffee maker . I remembered buying a couple of seals a long time ago and storing them in secure place where the...

/ai /regulation Data Management 101

René Hendrikse

René Hendrikse Vice President & Managing Director, EMEA & LATAM at Mitek

Identity technology and Dublin’s draw for fintech firms post-Brexit

The appointment of Gabriel Makhlouf as the 12th governor of the Central Bank of Ireland earlier this year hasn’t gone unnoticed. Until recently the top official in New Zealand’s treasury, he will be the first foreign official to occupy the post in the entire history of Ireland’s financial regulator. Coincidentally, Gabriel Makhlouf also boasts top...

/regulation Banking Regulations

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

TOO SIMPLE TO BE REAL?

I am not bringing breaking news when I state that banks and bankinsurers today face two burning challenges. The first challenge relates to regulatory compliance, the second with the disruption of existing business models and revenues by new, mainly digital players. Those new players target specific business domains such as payments, loans, securit...

/regulation Banking Strategy, Digital and Transformation

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