United Kingdom, London
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Dmitrii's blog archive

2020 (1) 2019 (5)
Dmitrii Barbasura

Dmitrii Barbasura

Chief Executive Officer at Salt Edge
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Bio Dmitrii is the CEO and co-founder at Salt Edge, a global Open Banking platform. He sets the strategy of the company and plays a crucial role in the development vision. Career History Dmitrii has 15 years of work experience in the fintech industry, specializing in payments, e-commerce, credit cards processing, API development, and data aggregation. He has extensive knowledge and understanding of cross border data processing, GDPR, PIPEDA, and expertise in Open Banking and PSD2.


Digital Identity Management

Why PISPs should not be required to perform AML checks toward PSUs

08 Jan 2020

According to PSD2, a payment initiation service provider (PISP) represents a payment institution, and thus falls under the Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations. Yet, for many market participants the setup of these checks from PISP’s side is not clear. I think this is an interesting topic that hasn't been explo...


Banking Regulations

TPP identification via non-dedicated PSD2 interfaces

21 Aug 2019

According to the RTS on SCA and CSC (Article 34. Certificates), payment service providers shall rely on eIDAS certificates for third party providers’ (TPPs’) identification. There are 2 types of PSD2 eIDAS certificates and each of them plays an important role: QWAC (qualified certificate for website authentication) - is used for website authenti...

Financial Services Regulation

Working with Technical Service Providers under PSD2

30 Jul 2019

According to PSD2, regulated TPPs are allowed to access banks’ PSD2 interfaces. TPPs can choose whether to integrate with banks on their own or to rely on an aggregator - Technical Service Provider (TSP). Regardless of the chosen method, TPPs should identify themselves toward banks for security and traceability reasons. According to PSD2, such ide...

Banking Strategy, Digital and Transformation

Non-dedicated interface - is it really worth cutting costs now?

23 Jul 2019

This is the second piece from a series of articles about non-dedicated PSD2 interfaces. While the first article lists the requirements imposed upon PSD2 interfaces and how banks can implement these, the second article covers the challenges of launching and maintaining a non-dedicated interface. In regards to technical requirements, there is no muc...