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4462 Results from /regulation

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Consumer duty: can banks really become guardians of financial wellbeing?

In a time characterised by changing customer and regulatory expectations, the banking industry faces increasing challenges living up to higher standards – a potent example being the introduction later this month of the New Consumer Duty. In this article, we explore the limitations of old banks in meeting renewed expectations and discuss how new ba...

/regulation /retail Disruption in Retail Banking

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Emerging trends in financial services procurement

With rising costs and growing data needs, financial services procurement teams are under intense pressure to optimise spend and make strategic decisions. This calls for a new approach - one grounded in data. Data benchmarking provides the visibility procurement teams need to drive real change. By comparing your data pricing, quality, and accuracy a...

/regulation /retail Banking

Retired Member

Retired Member 

PEPs and Sanctions lists are not set in stone

In the UK, fraud has become a significant concern, to the point where it has been reclassified as a threat to national security, elevating its status to that of terrorism. This highlights the importance of addressing fraud and its associated risks. Among the individuals most susceptible to fraud are politically exposed persons (PEPs) due to their ...

/regulation /identity Banking Strategy, Digital and Transformation

Farouk Ferchichi

Farouk Ferchichi Group President, Envestnet Data and Analytics at Envestnet

Embracing Open Banking for Small Banks

As the Consumer Financial Protection Bureau (CFPB) finalizes its Dodd-Frank Section 1033 rulemaking, the U.S. is on the brink of establishing an open banking ecosystem. While some smaller community and regional banks may perceive this as a compliance challenge, Envestnet recognizes the significant value a customer-centric open banking framework wi...

/regulation /retail Open Banking

Retired Member

Retired Member 

Unlock the Potential of US Stocks: How to Seamlessly Invest in American Companies from Europe

The United States stock market is thriving, presenting a unique opportunity for European investors to access top-performing American companies. Investing in US stocks from Europe can be intimidating, but the potential rewards are well worth the effort. In this article, we'll provide you with a comprehensive guide to investing in US stocks. We'll c...

/regulation /inclusion Fintech

John Bertrand

John Bertrand MD at Tec 8 Limited

Supreme Court, July 2023, only where validity of instruction is unclear bank to use Duty of Care

Under the new ruling, when a bank receives a valid payment request with no room for interpretation or choice, the bank must execute the order. That means if the owner of the bank account authorises a clear payment instruction to the bank it has to be paid. The emphasis is clearly on the payer knowing the payee. In 2022 UK APP fraud was £500 milli...

/payments /regulation Banking Strategy, Digital and Transformation

Alex Ford

Alex Ford President, North America and Chief Revenue Officer at Encompass | RegTech Association | Women in RegTech

Can RegTech help address risk and regulatory challenges in a changing banking landscape?

As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...

/regulation /wholesale RegTech

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Insights from ESMA's first Markets in Crypto Assets Regulation consultation (1st package)

With the Consultation Paper on Technical Standards for the Markets in Crypto Assets Regulation (MiCA), the European Securities and Markets Authority (ESMA) aims to collect views, comments, and opinions from stakeholders and market participants on the appropriate implementation of the regulation. The paper comprising the "1st package" cov...

/regulation /crypto Cryptocurrency Insights

Barley Laing

Barley Laing UK Managing Director at Melissa

How SaaS is leading the way in cleaning customer data and delivering ID checks

Speeding up business processes and tasks is something evolving software-as-a-service (SaaS) has been instrumental in delivering. Today, as SaaS reaches maturity, it offers great value to those in financial services to improve the way they operate. Efficient, cost effective and easy to deploy Due to SaaS tools being able to be accessed instantly thr...

/regulation /identity Banking Strategy, Digital and Transformation

Flavia Sales

Flavia Sales Marketing Manager at Finboot

Towards Net-Zero: The Imperative of Transparency in the Circular Economy

We are living in a crucial moment for the planet. The climate crisis, once seen as a distant threat, is now a palpable reality. On August 2, called "Earth Overshoot Day", we reached the limit of natural resources use that the Earth can regenerate in a year. According to the Global Footprint Network, we are consuming resources as if we ha...

/regulation /sustainable Capital Market Technology

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