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Teo Blidarus

CEO and Co-Founder
FintechOS
Member since
01 Nov 2024
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

A leader in the financial technology industry for over 25 years, Teo Blidarus is an expert in banking, insurance, and embedded finance, and is passionate about building the future of financial technology alongside a strong ecosystem of customers, partners, and executive leaders. In 2017, he founded FintechOS with the mission to simply financial technology for all. Today, FintechOS’s composable product engine is used by 50+ banking and insurance institutions to simplify technology, helping them to innovate, while also modernizing their tech infrastructure and business operations. Follow Teo at www.linkedin.com/in/teodorblidarus/.

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CEO and Co-Founder
FintechOS
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Latest opinions

Teo Blidarus

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

14 August 2025 Fintech

Teo Blidarus

Insurance is the missing link in the UK’s open banking success

The UK’s open banking landscape has built a global reputation for its technical innovation and regulatory prowess. However, despite this leadership, the industry has struggled to maintain the level of innovation that kick-started the global rise of open banking infrastructure. The core challenge lies not in technology but in the commercial and lia...

26 June 2025 Fintech

Teo Blidarus

How embedded insurance is shaping the future of risk mitigation

Insurance is shifting from a purely B2C model to integrated, accessible protection. Instead of standalone coverage, insurers need to provide solutions that fit naturally into everyday transactions and customer journeys. Traditional insurance models often fail to reach those who need protection most. As customers seek coverage that adapts to their f...

28 May 2025 Innovation in Financial Services

See all 6 opinions by Teo

Teo writes about

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  • regulation & compliance
  • retail banking
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Teo's opinion archive

  • 2025 (5)
  • 2024 (1)
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