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Nick Green

Director
Purple Patch Broking Ltd
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07 Dec 2020
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

PurplePatch combines over 60 years credit bureau experience, with insight gained from hundreds of data benchmarking exercises to provide complete pricing transparency.

We go beyond comparing information products and suppliers, to help you negotiate pricing and contracts on your terms -- not on theirs.

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Director
Purple Patch Broking Ltd
To Present
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Latest opinions

Nick Green

5 ways bureau benchmarking improves onboarding, competitiveness and pricing

Credit bureau benchmarking has long been associated with one thing: reducing spend. And yes, it can deliver significant savings. But focusing on cost alone risks missing the broader strategic value it can bring. For credit, fraud and procurement teams, benchmarking creates visibility and leverage that extends well beyond cost. It opens the door to ...

06 May 2025 Banking

Nick Green

The future of credit data: Will AI reduce bureau dependency?

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights that offer far more than static bureau scores. And with alternative data sources gaining traction, credit providers are under pressure to reassess how ...

10 April 2025 Banking

Nick Green

How overpaying for credit data impacts your entire credit lifecycle

Most lenders think of credit bureau costs as a procurement issue, something to review at renewal. But in reality, overpaying for credit data has a knock-on effect across the entire credit lifecycle. It drives up the cost of every loan application, slows down approvals, and limits the flexibility to make competitive lending decisions. In collecti

11 March 2025 Banking

See all 76 opinions by Nick

Nick writes about

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