Nick Green

Director at Purple Patch Broking Ltd

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Bio PurplePatch combines over 60 years credit bureau experience, with insight gained from hundreds of data benchmarking exercises to provide complete pricing transparency. We go beyond comparing information products and suppliers, to help you negotiate pricing and contracts on your terms -- not on theirs. Career History Nick Green has over 30 years in the Risk industry, 9 in senior leadership positions. An experienced, proven sales leader with a record of success in delivering exceptional results in both vertical and mid markets. CCN Systems Ltd (Now Experian) Sales Consultant 1987-1991 Infocheck Sales Consultant 1991-1995 Dun & Bradstreet ltd Business Development Director 1995-2004 Equifax Head of Sales New Business 2004-2007 Experian Head of Sales Mid market, Enterprise & Verticals 2007-2013

Blogs

Banking

The impact of BNPL’s rapid growth on lenders

07 Dec 2023

With almost half of UK adults having used BNPL, lenders face a key challenge: the varied data reporting practices among BNPL providers and CRAs. In this piece, we'll explore the rapidly growing BNPL market, and shed light on the disparities in data reporting and the implications for the credit industry. The rise of BNPL in the UK market BNPL has...

Financial Supply Chain

Navigating the Data Divide in Credit Risk Management

23 Nov 2023

Despite the risks and compliance issues, a worrying number of lenders grapple with incomplete and inaccurate data. The consequences influence everything from individual decision-making to broader consumer impacts, culminating in defaults and fluctuating profits. This disparity gives rise to a data divide: ● On one side, we have lenders harne...

Financial Supply Chain

Beyond price: How to optimise credit data contracts

21 Nov 2023

When it comes to credit data contracts, negotiating price is just one element. Aspects like contract flexibility, technological adaptability, and capped RPI strategies can dramatically influence your competitive edge and operational efficiencies. Unfortunately, there’s a catch. Understanding the options available to you remains opaque. The good new...

Banking

Key lessons from 30 plus years in credit data

19 Oct 2023

The credit data landscape has undergone huge shifts over the past few decades. As longtime veterans who have navigated this complex, ever-evolving industry for over 30 years, we have witnessed these changes firsthand. Data has become increasingly commoditised, as new technologies disrupted the status quo. And regulators have stepped in to address e...

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