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140 Results from 2022, /predictions

Lukas Dvorak

Lukas Dvorak Data Science & AI Professional at Profinit EU

AI/ML and banks: balancing privacy and performance

AI/ML solutions can be used to help companies assess the needs of their customers more effectively using behavioral microtargeting; address those needs through personal and relevant offerings; and significantly increase their conversion rates for their offerings (e.g. consumer loans). Developing data solutions for financial institutions is somewh...

/retail /predictions Artificial Intelligence and Financial Services

Mukund Rao

Mukund Rao Co-founder at muvin

Pocket money apps for teens in 2023...Understanding what’s in store in the new year

The year 2022 saw digitization cementing its roots further, which in turn continued to transform its financial industry and saw new-age banking emerging. The velocity of digital banking and contactless payments in the country ensued a subsequent shift towards wallets, contactless cards, digital payment apps and varied other financial products. ...

/predictions Fintech

Retired Member

Retired Member 

3 Steps Financial Services Firms Can Take to Keep Up with Digital Standards

In the wake of the COVID-19 pandemic, consumer expectations have risen across verticals, and financial services is no exception. Customers now expect their sensitive financial information to be instantly available from any device. Plus, traditional financial services companies are facing steep competition as disruption from fintech and Big Tech pr...

/people /predictions Financial Transformation

Srinivasagopalan R

Srinivasagopalan R Principal Consultant at Tata Consultancy Services

10 Themes propelling Banking and Financial Services Outlook in 2023

The Banking and Financial Services industry continues to evolve, following the recovery from the Covid pandemic. The pandemic encouraged the increased adoption of digital technologies by the consumers and the banking organizations have been quick to adapt and serve. The usage of paper currency and plastic cards are gradually phasing out and the cu...

/retail /predictions Digital Banking Trends

Anoop Melethil

Anoop Melethil Head of Marketing at Maveric Systems

Transform the Banking Customer Experience through Hyper-Personalization

Traditionally marketing functions in banks were accountable for building brand awareness and, to some degree, generating revenue. As post-pandemic trends show, functional areas of customer acquisition, digital cross-selling, and upselling now form an integral part of marketing's digital-first strategy. 52% of Financial Services marketers think so...

/retail /predictions Marketing in Financial Services

Tomas Campos

Tomas Campos CEO at Spinwheel Solutions Inc

2023: What Needs to Happen When it Comes to Student Debt

A turning point is dependent on more than the Biden relief package. One of the hottest topics when it comes to personal finance right now is the prospect of student loan forgiveness. The Biden plan that has been put forward would erase as much as $20,000 in federal loans for certain borrowers making less than $125,000 per year or $250,000 for spou...

/inclusion /predictions Personal Finance

Chris Hopwood

Chris Hopwood Founder & MD at FS Partnership

Why now is the time to strengthen marketing activity

A wise man once said: “If I was down to my last dollar, I’d spend it on public relations.” It’s a quote often attributed to Microsoft founder Bill Gates, though there’s some debate over whether he actually said it. Whatever the truth, it’s fair to say the comment has become a marketing world urban myth with origins dating back more than a decade. ...

/startups /predictions Innovation in Financial Services

Ravi Vasantraj

Ravi Vasantraj Senior Vice President and Global Head at Mphasis

Building a Business Plan for a Challenging Geopolitical Situation

The war in Ukraine has disrupted global markets and the resulting economic sanctions on Russia have impacted supply chains globally. Its impact is being felt on the world’s digital infrastructure and services. The geopolitical landscape thus is increasingly becoming complex, and businesses worldwide are faced with a situation where they must const...

/startups /predictions

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

2022’s Biggest Payment Trends: Instant Payments, Fraud, Strides in CBDCs, and XB Payments

2022 was a year of major announcements and developments in instant payments, digital currencies, and cross-border payments. The European Commission plans to mandate the adoption and regulate the price of real-time payments in Europe. As real-time payment systems are rolled out across the world, we’ve seen fraud migrate toward these systems, especi...

/payments /predictions Payments strategies 2015-2020-2030

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Embedded Finance: The Next Generation Opportunity

The modern e-commerce landscape has rapidly evolved to offer consumers faster, simpler and more secure payment methods. Rather than cumbersome bank transfers and checks, consumers can now make seamless transactions directly from merchants’ apps or websites. Bolstered by increasing demand for more frictionless payments, embedded finance has grown ...

/payments /predictions Embedded Finance

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