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Shikko Nijland

CEO
INNOPAY Oliver Wyman
Member since
03 Sep 2020
Location
Amsterdam
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Shikko is senior vice president at Oliver Wyman and CEO of INNOPAY. Also co-author NL Management book of the year 2019: Everything Transaction. Now available @amazon: https://bit.ly/EverthingTransaction

Oliver Wyman acquired INNOPAY in Feb 2024.

INNOPAY is a fast growing international consultancy firm (>70 consultants) specialized in innovations in digital transactions such as payments, digital identity and e-businesss. INNOPAY is market leader in The Netherlands and has via Oliver Wyman global presence. Prior to INNOPAY Shikko was Partner at Accenture and headed the growth strategy practice in the Netherlands.

Since 2019 DNB approved director family office.

Experience

Senior Vice President
Oliver Wyman
Apr 2025 - Present
After we sold INNOPAY to Oliver Wymanl, I have continued being CEO of INNOPAY, next to my responsibilities to grow the joint Oliver Wyman and INNOPAY payments business.
CEO
INNOPAY
To Present
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Latest opinions

Shikko Nijland

The Agent Advantage Gap: Why Digital Representation Will Reshape Financial Inclusion

The Agent Advantage Gap: Why Digital Representation Will Reshape Financial Inclusion A profound shift is taking place in the digital economy. AI is evolving from a tool that assists humans to an infrastructure that represents them. As digital agents become intermediaries in payments, credit, insurance, commerce and government services, the quality...

13 November 2025 Banking Strategy, Digital and Transformation

Shikko Nijland

Agentic Commerce: Building the Trust Framework for Machine-Initiated Payments

AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...

03 November 2025 Payments strategies 2015-2020-2030

Shikko Nijland

Decentralised finance paves the way towards a more democratic financial system

Around a decade ago, the global Decentralised Finance (DeFi) movement started to develop financial applications that no longer required traditional central financial intermediaries such as banks and exchanges. The DeFi movement is based on the disrupting perspective that existing financial products and services can be recreated, utilising a decentr...

14 May 2021 Trends in Financial Services

See all 5 opinions by Shikko

Latest comments

Agentic Commerce: Building the Trust Framework for Machine-Initiated Payments

If AI agents can initiate payments, who should hold accountability — you, the provider, or the algorithm?

04 Nov 2025 09:49 Read comment

Shikko writes about

  • artificial intelligence
  • payments
  • regulation & compliance
  • retail banking
  • sustainable
  • financial inclusion
  • identity
  • predictions

Shikko's opinion archive

  • 2025 (2)
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  • 2020 (1)

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  • INNOPAY
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