Join the Community

23,320
Expert opinions
42,503
Total members
339
New members (last 30 days)
180
New opinions (last 30 days)
29,094
Total comments

Latest expert opinions

clear
clear

385 Results from 2023, /payments

Fatemeh Nikayin

Fatemeh Nikayin Co-Founder at Rivero

The Card Payments Value Chain Analysed (Part I)

On first inspection, the card payments industry appears to be a mismatch of service providers covering similar functions. However, each firm has an important role in the card payment process. From customer sales to transaction bookings, a breakdown of the card payments value chain is overdue. Locking Down the Customer The crucial first step in the...

/payments /regulation Payments strategies 2015-2020-2030

Brad Goodall

Brad Goodall CEO at BANKED

Preventing mobile payment fraud

While the rise of mobile devices has streamlined transactions worldwide and made consumers’ lives easier, the dark side of this growth is that mobile payment fraud has only become more sophisticated. Back in 2007, only a third of people in Great Britain used mobile banking – now, that figure is over 90 per cent. Alongside this growth, there has b...

/security /payments Payments strategies 2015-2020-2030

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Cappuccino with Crypto. What can you buy with cryptocurrency today?

Cryptocurrencies have come a long way since their inception, and their influence is not limited to the online space anymore. From everyday purchases to extravagant investments, the world of digital currency is rapidly expanding, and the possibilities are limitless. Despite the recent downturn in the crypto market, the range of goods and services t...

/payments /crypto Trends in Financial Services

Jonathan Friedman

Jonathan Friedman Co-Founder & CEO at Karma

How Flexibility, AI, and Security Are Driving Online Shopping

As the eCommerce and online shopping industry continues to innovate, retailers are finding new ways to streamline the checkout process and provide a seamless and frictionless shopping experience for customers. With the rise of new technologies and innovative payment solutions, retailers can offer customers a range of options that cater to their in...

/payments /startups E-commerce

Retired Member

Retired Member 

Unlocking Profit Potential: Key Factors to Consider When Developing P2P Payment Apps

The Rise of P2P Apps In today’s fast-paced, technology-oriented world, convenience is key. Peer-to-peer (P2P) payment apps offer users a simple and convenient way to transfer money to other users or pay for services. These apps have grown in popularity, with 84% of consumers saying they have used a P2P service. In the US, the most popular P2P app...

/payments /retail Banking Strategy, Digital and Transformation

Nathan Shinn

Nathan Shinn Founder and Chief Strategy Officer at BillingPlatform

With the threat of a recession looming, businesses need to be smart, not rash

Global economic instability, driven by macro events like inflation, the Russia-Ukraine conflict and the ongoing fallout from Brexit, have sparked concerns of an impending recession for businesses in the UK and around the globe. With experts and business leaders alike expecting the worst, the immediate economic future remains a top concern for lead...

/payments /predictions Business

Robert Sullivan

Robert Sullivan Public Policy & Strategy Director at Token.io

Why clamping down on APP fraud is a delicate balancing act for the PSR

On 25 November 2022, the Payment Systems Regulator (PSR) closed its consultation on new proposals to help address Authorised Push Payment (APP) scams. Before it proceeds to implementation, we encourage the PSR to consider the potential impact of its APP scam proposals on the ability of Open Banking-enabled account-to-account (A2A) payments to effe...

/payments /regulation Open Banking

Nelson Wootton

Nelson Wootton CEO and Co-Founder at SaaScada

How a coexistence model can help banks reduce legacy complexity and enable modernisation

Recent years have seen a surge of new entrants into the banking sector – driven by the banking collapse in 2008, but also the advent of technology which has enabled new entrants to deliver innovative products and services at a fraction of the cost of traditional banks. This new wave of challengers has raised the bar of customer expectations, with ...

/payments /cloud Cloud Migration

Sean Salloux

Sean Salloux CEO at Sentinel Digital

The Role of Financial Institutions in the Growth of Cryptocurrencies

With crypto adoption still restricted by negative perceptions, the participation of financial institutions is recognised as a key agent for change. As inflation continues to affect how much we can spend, and, more importantly, where we can spend it, perceptions of risk and a lack of understanding around cryptocurrencies are slowing adoption rates i...

/payments /crypto Fintech

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

What does the European Commission's proposed regulation on instant payments mean for the industry?

In October 2022 the European Commission (EC) announced a legislative proposal to make instant payments in euros available to all citizens with a bank account in the EU/EEA. In short, the EC proposal contains four major initiatives: All Payment Service Providers (PSPs) that already offer credit transfers in euros (excluding payment institutions an...

/payments /predictions SEPA and European Payments

Now Hiring