Chris Holmes Managing Director at PayTech Consulting
In the Big Data era, data has become digitised and we now have access to larger data sets. As technology has advanced, we have moved from an age that focused solely on data volume, velocity and variety to one that is now focused on empowerment; the fusion of big data with AI and machine learning has democratised data access and spearheaded the gro...
11 mins /payments /retail
Yamen Bousrih Manager Business Expert at Vermeg
On June 16th, 2025, the Eurosystem Collateral Management System (ECMS) officially went live. A major milestone for the European financial infrastructure and a personal achievement for me as well. Having been involved in this transformative project from its early stages from the Vendor side I’d like to take a moment to reflect on this journey and ...
2 hours /payments /markets Banking
Stuart Evans Chief Economist at Fastmarkets Carbon
In Indonesia, a peatland forest area as large as Greater London is being protected through initiatives that reduce wildfire risk and create economic opportunities for local communities, helping to curb deforestation. These efforts are financed through carbon credits, with recent buyers paying more than $10 per tonne of carbon to support conservati...
2 hours /sustainable /markets
Amr Adawi Co-Founder and CEO at MetaWealth
When the Monetary Authority of Singapore (MAS) launched Project Guardian in 2022, the goal was clear: test whether tokenization could deliver measurable improvements in efficiency, liquidity and transparency across capital markets. Three years on, the initiative has expanded into a global network of more than 40 institutions and regulators, produc...
3 hours /regulation /wealth Innovation in Financial Services
Nikunj Gundaniya Product manager at Digipay.guru
Cross-border remittances are growing fast; it doesn’t take a genius to say this. In 2024 alone, global remittance flows reached $860 billion, according to the World Bank. That’s a massive number. But here's the catch: most banks still struggle to keep up with user demands. Why? Because the remittance landscape has changed, while many systems hav...
4 hours /retail /inclusion
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In my blog "The Missing Link in Fraud Prevention: Real-Time Customer Dialogue" (https://bankloch.blogspot.com/2025/06/the-missing-link-in-fraud-prevention.html) I argued for moving fraud checks earlier in the payment flow. Rather than waiting until a customer has signed and submitted a payment, banks should interact during the initiatio
17 hours /retail /crime Exposing Financial Crime
Parminder Saini CEO at Triple Minds
Mobile banking has revolutionized the financial services industry, offering customers 24/7 access to accounts, payments, and investments from their fingertips. With millions relying on mobile apps for sensitive financial transactions, ensuring flawless functionality and top-tier security has become essential. A single bug or unexpected failure can...
17 hours /ai Fintech innovation and startups
John Bertrand MD at Tec 8 Limited
A key aspect in the debate over Stablecoins is the need for good regulations built on a trustworthy Digital Infrastructure required to ensure legitimate behaviour between: Key stakeholders: Commission of a Stablecoin, for example Wyoming and monitor of the ‘Reserve’ Licensed Service Providers (LSP), buyers of the ‘Reserve offsetting fiat currency’ ...
21 hours /regulation /crypto Digital Bank Transformation
Chris Brown CTO at Trusek AND Authentiq8 Me
For years, the financial services industry has wrestled with the weaknesses of traditional authentication. Passwords remain a prime attack vector, while one-time codes (SMS, email, and even TOTPs) continue to frustrate users and drive up fraud and support costs. In response, big tech companies have promoted passkeys as the new passwordless standar...
22 hours /security /identity Biometrics
Aron Alexander Founder and CEO at Runa
Receiving a rebate, reward, or a disbursement should be an exciting moment. So why does it often feel like it was delivered as an afterthought? Too many fintechs still view payouts as necessary, mundane conclusions to a transaction. But AI is redefining these recipient touchpoints. When you zoom in on today’s financial flows (global, on-demand, i...
23 hours /ai /payments Fintech
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