Chris Brown

Chris Brown

CTO at Trusek
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Bio Co-founder and CTO of Trusek (trusek.com). Trusek is a FinTech development house with 3 products: a multi-currency core banking platform. A connections hub: for connecting FinTech service providers to consumers. A Universal Payments System: for creating an international instant payments network Career History Have been involved in teams that developed the first peer-to-peer currency exchange platform in 2005 and developed the first card scheme that could make instant card-to-card transfers between the UK, Uganda and Rwanda for financial inclusion and remittance. Re-invented international payments.

Blogs

Blockchain Observations

Cryptocurrencies: where to from here?

20 Sep 2018

Cryptocurrencies have shown the world a new way of paying for goods and transferring money using an international currency unconstrained by national boundaries and national politics. A new democratised, decentralised way of managing money. There are problems in paradise however. The current crop of cryptocurrencies are swiftly turning into an en...

Fintech

Who else will eat the banks' lunch?

15 Sep 2017

An industry has built up due to the inability of banks to work together directly. PayPal ($70.7B) first came into existence to add a layer of ease and security to the card schemes because the card schemes don’t provide the banks the flexibility to provide it for themselves. At that stage PayPal was eating the crumbs from under the banks' table. B...

Innovation in Financial Services

Does PSD2 have to be complicated?

28 Jul 2017

There has been a huge amount written about PSD2 recently and much of it appears to be, with the greatest respect, over complicating the issue. Very fundamentally, to provide for all of the requirements of PSD2, we have three transaction types: balance, transaction list / statement and payment. Obviously, since these requests are coming from co...

Innovation in Financial Services

An upgrade for Credit Unions and Community Banks?

21 Jul 2017

Credit unions have been a hot topic for me this week. I have had two completely independent conversations with people about them. On Tuesday night I met a chap from the US at an investor summit who mentioned he felt the US credit unions, although more numerous than the UK, were technologically challenged. The following day I met with a group, from...

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