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Nikunj Gundaniya

Product manager
Digipay.guru
Member since
27 Dec 2019
Location
Ahmedabad
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Nikunj Gundaniya, Product manager Digipay.guru, one of the leading digital wallet app development company USA, which provides mobile finance application development services. He is a visionary leader whose flamboyant management style has given profitable results for the company. He believes in the mantra of giving 100% to his work.

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Product manager
Digipay.guru
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Latest opinions

Nikunj Gundaniya

What is a Merchant-Initiated Transaction (MIT) and How Does it Work?

Suppose your customer subscribes to a streaming service, sets up automatic payments, and never misses a renewal date. The money gets deducted every month without them lifting a finger. No manual entries, no delays. Just smooth and effortless transactions. That’s exactly how modern digital payments operate today. Behind such seamless payments lie...

3 hours

Nikunj Gundaniya

How do APIs help launch new wallet features quickly?

Your customers today expect digital payments to be instant, secure, and effortless. According to Statista, the global digital wallet payments market is projected to exceed $14.8 trillion by 2027. This growth reflects how fast wallets are evolving to meet user demands. When users experience instant P2P transfers, QR payments, or rewards in one wall...

12 November 2025

Nikunj Gundaniya

How Banks Can Benefit from Offering Both Digital Wallets and Prepaid Cards

The way customers pay has changed forever since the digitalization of payments. In fact, in 2024 alone, digital wallets accounted for half of global e-commerce transactions, and prepaid cards recorded a 12% growth in usage worldwide. These numbers prove one thing: you can’t ignore either of them. Think about your customers for a moment. Some pre...

31 October 2025

See all 87 opinions by Nikunj

Nikunj writes about

  • security
  • payments
  • regulation & compliance
  • retail banking
  • start ups
  • financial inclusion

Nikunj's opinion archive

  • 2025 (46)
  • 2024 (22)
  • 2021 (3)
  • 2020 (1)

Nikunj reads

  • Digipay.Guru
  • Scan N Thru
  • SwiftPay Guru
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