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Chris Holmes

Managing Director
PayTech Consulting
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Latest opinions

Chris Holmes

Authorised Signatory Management: The unsung hero of financing efficiency and risk control

In today’s dynamic financial environment, securing optimal financing terms and maintaining strong relationships across the funding ecosystem can prove challenging. Credit strength is very important, but so too are factors such as operational integrity. One of the most critical yet underutilised levers in achieving this is Authorised Signatory Mana...

2 hours

Chris Holmes

Authorised Signatory Management: The missing control in Accounts Payable?

Accounts Payable (AP) has historically been a transactional engine for organisations. For some, this is still the case but there has been a marked shift in many organisations whereby AP has evolved from a back-office processing function into a strategic enabler of financial control, operational efficiency, and risk management. The importance of th...

20 October 2025

Chris Holmes

Don’t let these data traps derail your AI strategy

Many organisations are excited about the improvements that Artificial Intelligence (AI) can bring. We see this every day: banks, Financial Institutions, FinTechs and corporates all eager to unlock and harness AI’s potential. But there is a harsh reality blocking their progress, and this is not the technology – it’s their own data. As organisati...

13 October 2025

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Chris writes about

  • artificial intelligence
  • payments
  • retail banking

Chris's opinion archive

  • 2025 (4)
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