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1148 Results from 2018

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Red Belly Blockchain: solving the scalability issue?

In an earlier blog (“Blockchain is looking for Scale: a Balancing Act, Part I + II, 18 June 2018) I showed how the blockchain world was trying to solve the scalability issue. There I concluded that it was “hard labor” to solve the so-called Scalability Trilemma. That means reaching enough scalability without compromising transparency and secur...

Blockchain Observations

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Upside Of Brexit For IT Industry

When my employer posted me to Germany in the early 2000s to open its subsidiary for the so-called D-A-CH (German speaking) market of Europe, we had no reference customer in Germany. When prospects would ask who we worked with, I'd list out the names of several American customers. Prospects would shake their head and ask for references in Europe. I...

Ambrish Parmar

Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor

Open Banking - Human Insights

Time to read: 5 minutes to gain a different perspective // Open Banking: A Rebel Without a Cause? // There is a heretic in our midst… : : Is Open Banking trying to address a problem that does not exist? : : In some quarters, Open Banking is a revolution, the start of an age in which consumers have control and choice, and one where the underdog (‘...

/retail Banking Strategy, Digital and Transformation

Ahmed Khidhir

Ahmed Khidhir Digital Banking Expert at Temenos

Bespoke Digital Banking: the power of Big Data and Predictive Analytics

As consumer expectations towards digital user experience are increasing, more and more banks are striving to provide great customer experience on their digital banking channels – online, mobile, and tablet banking. According to the EFMA - Capgemini World Retail Banking Report 2014, customers with positive experiences are more than three times mor...

Digital Banking Trends

Retired Member

Retired Member 

Most of us think we know what an API is but cannot seem to agree on what an API should be

The general consensus amongst API providers is that we should build reusable APIs, but consumers want more - they want an API that gives them everything they need. These tactics challenge one another. Building for the consumer Consumers of data or functionality want everything in one single and simple package. Facilitating this approach can lead t

/devops API

Retired Member

Retired Member 

Facebook Security Breach Exposes Accounts of 50 Million Users

Facebook Security Breach Exposes Accounts of 50 Million Users https://www.nytimes.com/2018/09/28/technology/facebook-hack-data-breach.html?action=click&module=Top%20Stories&pgtype=Homepage Will the SENATE COMMITTEE take responsibility for its failure? https://money.cnn.com/2018/04/10/technology/senate-mark-zuckerberg-testimony/index.html Wh...

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

All AI initiatives have an underlying data story

We’re all going overboard with the AI boom and the hype cycle. Problem with all hype cycles is that when we’re at peak the horizon looks beautiful and when the slide begins the avalanches tear apart everything. The AI hype cycle is all in the media houses and newsrooms. On ground ZERO we know how sticky the situation is. Any AI initiative will nee...

/ai Fintech innovation and startups

Retired Member

Retired Member 

Quantum: how might it benefit Financial Services?

OK, so here's the opening admission. I don't 'get' Quantum, yet. It's one of those fundamentals in physics which is hard to grasp beyond the basic, two concurrent states in one space/time. I guess I am in good company. And when I dig around at the other end of the discussion, namely, 'what will it do for us once it has been more fully realised in i...

/ai

Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai Consultant at Infosys

Whether mergers of public sector banks will solve the banking crisis in India ?

The nationalization of Banks in 1969 paved the way for growth of banking business in the country with improvement in economy. Banking was perceived as a lucrative white collar job with security and respectability in the society. Further nationalization of another set of banks happened in early 1980s considering the success of nationalization of B...

/regulation Banking Regulations

Retired Member

Retired Member 

Enriching customer relationships in financial services: the role of automation

Since every major step forward in process efficiencies, in any industry, entails a moral consideration, it's no surprise that there may be some hesitation around its adoption in the financial services sector. My colleague, Jason Bell, recently discussed the pressing need for banks to transform into technology companies in his blog, 'The opportunit...

Innovation in Financial Services

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