Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai

Consultant at Infosys
Message Message me Posts: 38 Comments: 2



Can a multi -Core Banking solution (CBS) implementation change the conundrum for Banks?

02 Oct 2023

From a Core Banking solution (CBS) with modules for different business lines comprising of deposits, lending, payments, trade which was integrated in the late 1990s through 2000s, focus has shifted to hollowing the core/componentization. From Banks to IT vendors to analysts, the mantra has been same - breaking the CBS into smaller components or bu...

Banking Architecture

Redesigning the concept of Core Banking

26 Sep 2022

When Core Banking solution (CBS) was designed in the late1990’s, it was engineered to connect to the different branches of the bank using a central database and ensure proper accounting to generate the General Ledger. It removed the huge ledgers in the Bank where manual posting was done by staff and eliminated the branch-based accounting software...

Banking Strategy, Digital and Transformation

Can decisions be timely and agile?

30 Sep 2021

The need for digitization has increased during the pandemic- change in existing process, adoption of new systems and process, new businesses, and the applicability in diverse industries. This has been glaringly visible in the banking /financial services industry where Banks are not able to service the consumer online or meet the needs of new age c...

Trends in Financial Services

It is not a code, but a rule

31 Mar 2021

Traditionally, software products were programmed with business logic using multiple programming languages. There was an underlying business which was converted into logic using different software programmes/languages and the same was maintained over a period. The type of programming language evolved from early 1950s like the Fortran developed by I...