API

More generic posts and blogs relating with Application Programming Interfaces (APIs) including Open Banking and PSD2

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Digital Lego for a Connected World: Embedding Financial Services Through APIs

In today’s hyperconnected digital economy, no company is an island. Businesses thrive when they become part of a broader ecosystem—and APIs are the glue that holds these ecosystems together. APIs (Application Programming Interfaces) are like digital Lego, enabling companies to exchange data and services in a standardized, automated way. When well-

28 April 2025 /startups /predictions

Retired Member 

The Power of APIs in Revolutionizing Payment Gateways

Introduction: Bridging the Gap in Payment Systems Application Programming Interfaces (APIs) have become the backbone of modern payment gateways, playing a critical role in shaping the way businesses and customers interact with payment systems. As the financial sector continues to evolve, APIs are empowering businesses to integrate seamless, secure...

29 January 2025

Will Glazier Director - Threat Detection & ML at Cequence Security

Financial Organizations Can’t Stop at Security Frameworks to Protect Their APIs

In the world of financial services that encompasses banks, credit unions, payment card issuers, and insurance companies, safeguarding API security stands is a paramount concern. A single instance of a data breach or ongoing fraudulent activities resulting from API exploitation or misuse can significantly tarnish an organization's standing and draw...

30 July 2024 /security

Pavel Perfilov IT Manager (engineering) at hedge fund

APIs and Microservices in Financial Infrastructure: Benefits and Challenges

Companies in the fintech environment are constantly looking for ways to improve their technology infrastructure to increase efficiency and provide better services to their customers. One of the modern approaches is the use of APIs and microservices. These technologies enable the development of flexible and scalable systems that can quickly adapt to...

28 June 2024 /payments

Retired Member 

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

24 June 2024 /security /payments

Mireia Tomàs Marketing Manager at Triple

What is an API and how can banks and fintechs use them?

In the past years, the financial sector has been digitally transformed, we could say one of the most. In short terms, the emergence of open banking has led financial institutions to use the famous APIs. What for? To offer more services that were not offered before and to automate others. Here we tell you what they are and what they are for. What i...

16 November 2023 /payments

Greg Waisman Co-Founder and COO at Mercuryo

The Role of Fintech Innovation in Boosting Financial Service Synergy

It's no secret that the demand for fintech solutions is growing steadily. According to a recent report, the global value of the financial technology industry is expected to reach $324 billion by 2028 at a 25.18% CAGR over the period of 2023-2028. As I see it, the rise of the fintech industry as a whole will also have a major positive impact on the...

02 November 2023 /payments /inclusion

Retired Member 

API abuse highlights the dangers of unsafe Open Banking implementation

This year marks the fifth anniversary of Open Banking in the UK. The regulation continues to gain momentum among consumers. At the end of 2022, there were more than 6.5m regular, active users and nearly 250 regulated third-party providers in the UK, compared to 338 across the whole of the European Economic Area. Open Banking has created a number o...

08 March 2023 /security /retail

Alex Walling Field CTO at Rapid

In an industry struggling with API complexity, can serendipity help?

If you’ve never seen it, do yourself a favour and check out Steve Jobs’s Stanford 2005 commencement speech. In it, one of the most successful business people of all time listed key events and decisions that he made early on—good and bad—that ended up shaping his career. Those included dropping out of college, getting fired, and taking a calligraph...

28 February 2023 /cloud /devops

Mindaugas Mikalajūnas CEO at smeGo

3 API traps to avoid for legacy banks targeting SMEs

Legacy banks are great. I say that as someone who used to work for one (for the record, it was Nordic banking leader Swedbank, with net income just over €5 billion). Behemoths like Swedbank are geared up to deal with millions of consumers and include some of the biggest corporations on the planet. That’s heavy duty. However, typically they are no...

15 February 2023 /payments /markets