153 Results
Joris Lochy Product Manager at Intix | Co-founder at Capilever
For decades, banks have fulfilled two core functions: Financial Intermediation: collecting deposits and channeling them into loans and investments. Payment Facilitation: enabling the smooth transfer of money between individuals and institutions. However, these traditional roles are becoming increasingly commoditized. The digitalization of money
04 August 2025 /retail /startups Fintech innovation and startups
Regulatory pressure remains one of the most critical challenges facing financial institutions today. Regulations differ by country, are often vague or even contradictory, and continue to evolve - whether through the introduction of new rules or updates to existing ones. At the same time, regulators are becoming significantly more demanding, both
28 July 2025 /payments /regulation RegTech
AI has already begun transforming financial services - from chatbots and robo-advisors to KYC automation, compliance, AML and credit risk scoring. These innovations are delivering efficiency gains and unlocking millions in cost savings, while driving hyper-personalized, proactive customer engagement. But we’re only just beginning to absorb the im
07 July 2025 /ai /predictions Artificial Intelligence and Financial Services
Over the past decade, the financial landscape has been reshaped by a wave of alternative financing models. Leading the charge was crowdfunding— the practice of raising small contributions from many individuals to fund a project or venture. Whether donation-based, debt-based, rewards-based, or equity-based, crowdfunding laid the foundation for oth
16 June 2025 /wealth /inclusion Alternative Investments
On June 28, 2025, the European Accessibility Act (EAA) will come into effect across all EU member states. As part of the EU’s broader commitment to the United Nations Convention on the Rights of Persons with Disabilities (CRPD), which it ratified in 2011, the EAA aims to harmonize accessibility requirements across the EU. Its goal is to ensure eq
09 June 2025 /regulation /inclusion Financial Inclusion
In today’s tech-driven world, where “move fast and break things” remains a guiding mantra for many startups, financial services operate under very different rules. Banks and financial institutions function in a tightly regulated environment where stability, trust, and compliance are non-negotiable. Here, even minor changes can have significant co
26 May 2025 /devops IT Metrics
Worldwide, there is a clear trend towards embedding various services into a single digital customer journey. This has led to the emergence of embedded platforms, product and service marketplaces, and even super-apps that combine multiple offerings into one cohesive app experience. While these embedded journeys are increasingly comprehensive, they
19 May 2025 /retail /predictions Digital Bank Transformation
In Belgium, the so-called “family insurance” — more formally known as personal liability insurance — is one of the most widely held insurance products. About 80% of Belgians have it, underscoring its popularity. That’s no surprise: it offers protection against the financial consequences of everyday accidents. This insurance covers liability for d
05 May 2025 FintechInsuranceMatters
In today’s hyperconnected digital economy, no company is an island. Businesses thrive when they become part of a broader ecosystem—and APIs are the glue that holds these ecosystems together. APIs (Application Programming Interfaces) are like digital Lego, enabling companies to exchange data and services in a standardized, automated way. When well-
28 April 2025 /startups /predictions API
In many financial institutions, architecture teams serve as central advisory units, overseeing multiple projects and defining architectural standards. These teams often include various specialists—enterprise, solution, integration, and security architects—each responsible for reviewing, amending, and validating proposed solutions. However, this l
21 April 2025 /people /devops Banking Strategy, Digital and Transformation
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