Amr Adawi Co-Founder and CEO at MetaWealth
When the Monetary Authority of Singapore (MAS) launched Project Guardian in 2022, the goal was clear: test whether tokenization could deliver measurable improvements in efficiency, liquidity and transparency across capital markets. Three years on, the initiative has expanded into a global network of more than 40 institutions and regulators, produc...
16 September 2025 /regulation /wealth Innovation in Financial Services
Nikunj Gundaniya Product manager at Digipay.guru
Cross-border remittances are growing fast; it doesn’t take a genius to say this. In 2024 alone, global remittance flows reached $860 billion, according to the World Bank. That’s a massive number. But here's the catch: most banks still struggle to keep up with user demands. Why? Because the remittance landscape has changed, while many systems hav...
16 September 2025 /retail /inclusion
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In my blog "The Missing Link in Fraud Prevention: Real-Time Customer Dialogue" (https://bankloch.blogspot.com/2025/06/the-missing-link-in-fraud-prevention.html) I argued for moving fraud checks earlier in the payment flow. Rather than waiting until a customer has signed and submitted a payment, banks should interact during the initiatio
15 September 2025 /retail /crime Exposing Financial Crime
Parminder Saini CEO at Triple Minds
Mobile banking has revolutionized the financial services industry, offering customers 24/7 access to accounts, payments, and investments from their fingertips. With millions relying on mobile apps for sensitive financial transactions, ensuring flawless functionality and top-tier security has become essential. A single bug or unexpected failure can...
15 September 2025 /ai Fintech innovation and startups
John Bertrand MD at Tec 8 Limited
A key aspect in the debate over Stablecoins is the need for good regulations built on a trustworthy Digital Infrastructure required to ensure legitimate behaviour between: Key stakeholders: Commission of a Stablecoin, for example Wyoming and monitor of the ‘Reserve’ Licensed Service Providers (LSP), buyers of the ‘Reserve offsetting fiat currency’ ...
15 September 2025 /regulation /crypto Digital Bank Transformation
Chris Brown CTO at Trusek AND Authentiq8 Me
For years, the financial services industry has wrestled with the weaknesses of traditional authentication. Passwords remain a prime attack vector, while one-time codes (SMS, email, and even TOTPs) continue to frustrate users and drive up fraud and support costs. In response, big tech companies have promoted passkeys as the new passwordless standar...
15 September 2025 /security /identity Biometrics
Aron Alexander Founder and CEO at Runa
Receiving a rebate, reward, or a disbursement should be an exciting moment. So why does it often feel like it was delivered as an afterthought? Too many fintechs still view payouts as necessary, mundane conclusions to a transaction. But AI is redefining these recipient touchpoints. When you zoom in on today’s financial flows (global, on-demand, i...
15 September 2025 /ai /payments Fintech
Shanice Octavia Marketing Associate at Fly Fairly
Crypto payments are no longer a novelty in travel. Stablecoins in particular are being adopted by both travelers and merchants for their speed and low cost. The trend shaping 2025 is not just the rise of stablecoins but the fact that they are now issued on multiple blockchains. That means travel platforms must decide whether to support multi-chain...
15 September 2025 /crypto /markets
Breno Oliveira Head of Product at payabl.
People love a bargain. Originating in the US, Black Friday and Cyber Monday have snowballed into a global phenomenon where merchants offer significant discounts on their products to kick off the Christmas shopping season. In 2024, global online sales reached a record-breaking high of $314.9 billion during Cyber Week, up 6% year-on-year. This yea...
15 September 2025 /payments Frictionless Payments
Konstantin Rabin Head of Marketing at Kontomatik
Artificial intelligence is no longer just a buzzword in financial services—it’s a transformative force shaping everything from customer experience to risk management. As fintechs and banks accelerate their digital journeys, AI’s capabilities are being woven into the fabric of financial ecosystems, opening new opportunities while introducing fresh ...
15 September 2025
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