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Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top Challenges Faced in Global Payouts (And How Financial Institutions Can Overcome Them)

While global payouts are the most sought-after and growing market, there are still many challenges faced by financial institutions like yours. And also not to ignore the fact that global payouts aren’t just about moving money anymore. But they are about delivery speed, accuracy, and trust. And here’s the main catch: If you want to offer your cu...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

This is original rambling story telling...that ChatGDP shortened and improved in the previous post

AI-impact: 20-30% GDP growth a year or no more than 1-2% over 10 years? Quite a difference between the Silicon Valley evangelists and the pessimistic Daron Acemoglu as descibed in the Economist’s “Eureka all day long”. A very useful article indeed – that naturally has more questions than answers. To try to clear my thoughts I worked trough my own...

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

AI bringing a 20-30% GDP growth per year or 1-2% over a decade?

The debate around AI’s economic impact has rarely been so polarized: some Silicon Valley optimists predict 20–30% annual GDP growth, while Daron Acemoglu foresee no more than 1–2% growth over a decade. The Economist’s article “Eureka All Day Long” captures this schism—but leaves open many questions around how we calculate systemic change. Reflectin...

/ai /identity Artificial Intelligence and Financial Services

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Best Fintech Innovations Transforming Small Business Banking

In the fast-paced world of entrepreneurship, managing finances efficiently can be the difference between thriving and merely surviving. Fintech solutions are revolutionising how small and medium-sized enterprises (SMEs) handle their money, with features like seamless currency conversions, secure digital signing, and automated tax handling. These d...

/payments /inclusion Fintech

Shikhar Verma

Shikhar Verma Associate at Sparx IT Solutions

The Future of Android Apps: Trends You Can’t Ignore in 2025

This is 2025, and today, technology has reached different levels, from the web to mobile app development. Everything is changing rapidly, and so are mobile applications, too. Companies investing in building mobile apps, especially Android apps, must stay aligned with the trends associated with them. Over 85% of the approximately 6 billion people ...

/ai /markets API

Ankit Dash

Ankit Dash Senior Manager Marketing at Bankai Infotech

Core banking system: Important factors affecting its modernization and the leading trends

Whether dealing with changing regulations or effectively implementing digital financial solutions, banking organizations have revamped everything with technology according to the customer’s requirements. Now, what is this modernization process and how banks have changed to keep pace with the changing customer requirements is an intriguing story. Th...

/payments /inclusion

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How Python Is Powering Innovation in Financial Services

Python is invaluable behind the scenes of the financial services sector, although its role is rarely recognized. Its simplicity, versatility, and rich ecosystem make it indispensable for managing complexity in digital banking, payments, and regulatory technology. As a result, companies in this niche now rely on Python to deliver innovation faster ...

/wealth /inclusion Financial Transformation

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Detecting NFC Relay and Ghost Tap Attacks Using Metadata and Real-Time Rules

As contactless payments become ubiquitous, fraudsters are evolving new tactics to exploit them. A Near Field Communication (NFC) relay attack is one such threat. It intercepts and relays the communication between a contactless card (or phone) and a payment terminal over a longer distance. In simple terms, an attacker uses a proxy device to “extend...

/payments /crime SEPA and European Payments

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

How AI is Redefining Financial Infrastructure: From Embedded Lending to Autonomous Finance

🧭 Introduction: From Digital Efficiency to Intelligent Infrastructure We are entering the most transformative decade in financial services since the birth of digital banking. What began as a wave of mobile-first interfaces and API integrations is now evolving into something much deeper—AI-powered infrastructure that can learn, adapt, and reason. A...

/ai /wholesale

Martin Lewit

Martin Lewit VP Corporate Development at Nisum

What could go wrong when fintech over-rely on AI, and how to fix it

Financial services is one of the best-positioned industries to leverage all the benefits AI has to offer. From underwriting to fraud detection, FIs are data-rich and driven by document-intensive processes, precisely the kind that AI excels at streamlining. It’s no surprise, then, that AI investment across banking, insurance, capital markets, an...

/ai /predictions Artificial Intelligence

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