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Joseph Ibitola

Head of Demand Generation
Flagright
Member since
30 Jun
Location
Singapore
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Followed by John Sims, Martha Boyle and 5 others you follow

Latest opinions

Joseph Ibitola

Best Practices for Switching from a Legacy Transaction Monitoring Tool

Switching from a legacy Anti-Money Laundering (AML) transaction monitoring system to a modern platform is a complex project that requires careful planning. Below are key best practices to ensure a smooth transition, from initial planning to final cutover, with an example of how a modern solution can fit into this process. Plan Integration Early an...

21 August 2025 Fintech

Joseph Ibitola

Mandatory SEPA Instant Payments: From Lost Interest to a Real-Time Compliance Crunch

European banks are bracing for a hit to their interest income as instant payments become mandatory across the EU. Under the new SEPA Instant Payments regulation, banks must process euro transfers within 10 seconds and operate 24/7/365. This means they can no longer rely on the traditional practice of holding customer funds overnight or over weeken...

19 August 2025 SEPA and European Payments

Joseph Ibitola

Jaro-Winkler vs. Levenshtein: Choosing the Right Algorithm for AML Screening

Effective AML compliance requires accurately screening for sanctions, politically exposed persons (PEPs), and adverse media. Two algorithms: Jaro-Winkler and Levenshtein, often come up in discussions about fuzzy matching. Knowing when and why to use each can significantly boost your AML screening effectiveness and operational efficiency. How Do Th...

14 August 2025 Fintech

See all 8 opinions by Joseph

Joseph writes about

  • payments
  • regulation & compliance
  • financial crime

Joseph's opinion archive

  • 2025 (7)

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  • SEPA and European Payments

  • Banking

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  • Flagright

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