128 Results from 2023, /startups
Sabiq Ahamed Fintech Writer & Marketing at iMeta Technologies
In the dynamic world of crypto exchanges, where innovation is the currency of progress, the concept of modular architecture stands tall as a pivotal force shaping the landscape. This article endeavors to dissect the intricacies of modular architecture, providing a thorough exploration of its definition, profound significance, and its transformati
22 December 2023 /startups /crypto Cryptocurrency Insights
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In the dynamic world of financial services, rapid innovation, rising customer expectations, and increasing complexity are the norm. This reality necessitates a shift from traditional in-house operations to more specialized, external partnerships. Historically, these relationships have predominantly followed a customer-supplier model, focusing mainl...
18 December 2023 /startups Fintech World
Nick Hall Co-Founder at Stocknet Institute
Following a turbulent year for retail trading, Nick Hall, co-founder at Stocknet Institute, discusses why trust, transparency and education must become the essential ground rules for a positive and innovative future for retail trading. From FX to crypto firms, bad actors in the retail trading space have come under increasing scrutiny from regulator...
15 December 2023 /startups /markets Fintech
Brad Van Leeuwen Co-founder and COO at Cledara
I’ve been going to Web Summit for a few years now and having attended this year, I was asked in the office recently whether it was worth it. And rather than immediately answering outright, I did give it some thought. All industries have their fair share of trade shows and tech, and finance, like gathering at regular intervals around the world to...
14 December 2023 /people /startups Fintech World
Kanika Hope Chief Strategy Officer at Temenos
Challengers face an uncertain future. Some will run out of cash, some will get acquired by incumbents or even the more successful challengers, and then there are those that will succeed independently. So what are the possible outcomes? Shut Down: Of ~630 launches since 2010, ~180 challenger banks have ceased operations due to lack of sustainable r...
11 December 2023 /startups /predictions Banking
The climate has changed for fintechs and challengers this year. They are entering unchartered territory in a rising interest rate and recessionary environment with tightening funding and incumbent fightback. Their competitive edge around niche propositions, superior customer experience and rapid growth is being eroded by a number of factors. Fund...
04 December 2023 /retail /startups Banking Strategy, Digital and Transformation
Sameer Dubey Chief Product Officer at Griffin Bank
Banking as a Service (BaaS) has changed the way banking products are built and offered. Consumers want to be able to access financial products when and where they need them, and BaaS platforms enable companies to embed these products in their own apps and ecosystems without the complexity and cost of obtaining a banking licence. Baas providers a...
01 December 2023 /devops /startups Banking
Eldad Tamir Founder and CEO at FINQ
Historically a specialized sector, its expansion has been remarkable post the 2008-09 Global Financial Crisis (GFC) and the ensuing strict regulations. A recent Economist article, citing Bain & Company, anticipates a substantial surge in wealth assets. Bain projects a jump in liquid wealth assets from $130 trillion to nearly $230 trillion by t...
27 November 2023 /startups /markets Artificial Intelligence and Financial Services
Kanika Hope, Chief Strategy Officer at Temenos Challenger banks have been a growth story in banking in the last decade. Today there are ~450 challenger banks globally worth $300B in 2022 compared to 100 in 2017 worth 161B. However only 5% of non bank-owned challengers are profitable. Despite low operational costs, the average cost income ratio of c...
27 November 2023 /retail /startups Trends in Financial Services
Generative AI has revolutionized the way we create and interact with digital content. Since the launch of Dall-E in July 2022 and ChatGPT in November 2022, the field has seen unprecedented growth. This technology, initially popularized by OpenAI’s ChatGPT, has now been embraced by major tech players like Microsoft and Google, as well as a plethora...
26 November 2023 /startups Banking Strategy, Digital and Transformation
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.