Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,306
Expert opinions
42,504
Total members
371
New members (last 30 days)
193
New opinions (last 30 days)
29,084
Total comments
Join Sign in
Follow Unfollow

Kanika Hope

Chief Strategy Officer
Temenos
Member since
26 Jan 2016
Location
London
Followers
1
Following
0
Opinions
9
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Chief Strategy Officer

Experience

Chief Strategy Officer
Temenos
To Present
Show all experience

Latest opinions

Kanika Hope

An uncertain future for challenger banks

Challengers face an uncertain future. Some will run out of cash, some will get acquired by incumbents or even the more successful challengers, and then there are those that will succeed independently. So what are the possible outcomes? Shut Down: Of ~630 launches since 2010, ~180 challenger banks have ceased operations due to lack of sustainable r...

11 December 2023 Banking

Kanika Hope

A turning tide for challenger banks?

The climate has changed for fintechs and challengers this year. They are entering unchartered territory in a rising interest rate and recessionary environment with tightening funding and incumbent fightback. Their competitive edge around niche propositions, superior customer experience and rapid growth is being eroded by a number of factors. Fund...

04 December 2023 Banking Strategy, Digital and Transformation

Kanika Hope

Profitability – the holy grail for challenger banks

Kanika Hope, Chief Strategy Officer at Temenos Challenger banks have been a growth story in banking in the last decade. Today there are ~450 challenger banks globally worth $300B in 2022 compared to 100 in 2017 worth 161B. However only 5% of non bank-owned challengers are profitable. Despite low operational costs, the average cost income ratio of c...

27 November 2023 Trends in Financial Services

See all 9 opinions by Kanika

Kanika writes about

  • payments
  • sibos
  • retail banking
  • cloud
  • start ups
  • covid-19
  • predictions

Kanika's opinion archive

  • 2023 (3)
  • 2021 (2)
  • 2020 (1)
ShowHide similar members

Similar members

Satish Narayanan Srinivasan

Satish Narayanan Srinivasan
unspecified at Temenos

Follow Unfollow
Nicolas Boatwright

Nicolas Boatwright
Sales Manager at Temenos

Follow Unfollow
Chris Laconte

Chris Laconte
Chief Strategy Officer at SpyCloud

Follow Unfollow
Jeremy Boot

Jeremy Boot
Product Strategy Director at Temenos

Follow Unfollow
Ermes Dajko

Ermes Dajko
Sr. Cloud Solutions Architect at Temenos

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre