278 Results from 2024, /retail
Matiss Ansviesulis Co-founder at Esketit
As the UK settles down after the announcement of the recent Labour government budget, small businesses may be feeling the squeeze. With banks pulling back on lending in response to rising living costs and soaring interest rates, many small business owners are looking for alternative financial support. On top of that, National Insurance contri
04 December 2024 /retail Fintech
Steve Round Co-Founder and President at SaaScada
Having a high Net Interest Margin (NIM) is the goal for banks and financial institutions as it is a key indicator of profitability. Increasing NIM is a simple calculation of net income – i.e., the money created through lending money out – compared to the interest paid out. In essence, banks must sell more lending products to be profitable while al...
03 December 2024 /retail /markets
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In software development, we often find ourselves reinventing the wheel—particularly when dealing with higher-level abstractions. As I mentioned in my blog "Unlocking Business Value: Moving Beyond Low-Level Programming", while open source has reduced redundancy at the technical level, user interfaces continue to see many foundational pat
02 December 2024 /payments /retail Business Knowledge for IT
Samuel Crompton Associate Partner (Banking, Resilience and AI) at IBM
With the busiest retail event of the year now behind us, those responsible for the technology services that underpin our ability to make purchases on Black Friday are likely now breathing a sigh of relief. Headlines at a glance suggest that 2024 has been kinder to retailers’ digital infrastructure than in previous years, with fewer outages report...
02 December 2024 /regulation /retail
Luigi Wewege President at Caye International Bank
The financial services industry is undergoing a seismic transformation, driven by rapid technological advancements, shifting customer expectations, and evolving regulatory frameworks. At the heart of this change lies the dynamic interplay between fintechs and traditional banks. Once perceived as competitors vying for market share, fintechs and ba...
02 December 2024 /retail /predictions Banking Strategy, Digital and Transformation
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
First of all I expect the bank to be a Trust Infrastructure leader and realise its responsibility for Society at Large. To take the practical steps needed so that the immense improvements in productivity, service levels, security, risk management, privacy and for EUs part the Single markets are delivered without hesitation and delays. The EU legis...
30 November 2024 /retail /identity Innovation in Financial Services
Alex Kreger Founder and CEO at UXDA Financial UX Design
The financial industry is witnessing a seismic shift. Fintech companies, once considered fringe players, are now storming the gates of traditional banking institutions. They are not just nibbling at the edges but are capturing millions of customers in a matter of years—a feat that took incumbent banks decades to achieve. The secret weapon? A holis...
27 November 2024 /retail /identity Innovation in Financial Services
Andy Park Design Director at Creode
Two people will rarely see the same search results because Google will often personalise the results to the user, including their location, pushing businesses or services in their area higher in search results. This is even more likely for locally sensitive searches like ‘bank near me’ or ‘wealth management leeds’. If you optimise your website for...
27 November 2024 /retail /markets Marketing in Financial Services
Mathias Wikstrom CEO and Co-founder at Doconomy
The climate crisis is becoming increasingly difficult to ignore. Just last month, the UN 2024 Emissions Gap Report revealed that our opportunity to limit global warming to the safer target set out under the Paris Agreement (1.5C) will be almost impossible if we do not make significant changes. Given this backdrop - alongside the daily reports of d...
26 November 2024 /retail /sustainable Banking
There should be no doubt that AI will be central for improving also EU competitiveness. But there are many horror stories around that may hinder uptake. Like AI knowing more about your inner self than you ever can - and will use this for commercial reasons and even against your interest (no use to try to pretend anything - or maybe you should ask...
22 November 2024 /retail /identity Innovation in Financial Services
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.