Join the Community

23,272
Expert opinions
43,774
Total members
395
New members (last 30 days)
186
New opinions (last 30 days)
29,070
Total comments

Latest expert opinions

clear
clear

211 Results from 2021, /regulation

Claus Christensen

Claus Christensen CEO at Know Your Customer

Company Registries, RegTech Innovation and the Future of AML

Humans have been creating companies since ancient times, but business registries did not make an appearance on the global stage until the 19th century. National institutions – keen to tax businesses among the rise of global trade and the advent of the industrial revolution – started introducing official lists of organisations operating in their spe...

/regulation /crime RegTech

Retired Member

Retired Member 

The growing urgency for proactive customer monitoring in commercial banking

During the middle of last year, Commerzbank AG (London Branch) was slapped with a £37.8 million fine from the FCA for failing to put adequate anti-money laundering systems and controls in place. Commerzbank was aware of the weaknesses in its operations and had failed to take reasonable and effective steps to fix them despite the FCA raising conc

/regulation /crime RegTech

Alan Blanchard

Alan Blanchard Country Head UK at Apiax

Cross-border banking in the digital age

The legal and reputational risks associated with providing cross-border financial services have risen sharply in recent years. Current national lockdowns and travel restrictions, alongside major regulatory upheaval, such as Brexit, are only adding to the challenges facing global banks. With bankers, wealth managers, asset managers and other financ...

/regulation /wealth Financial Services Regulation

Alistair Catto

Alistair Catto Managing Director at Beyond

Client onboarding assessment: Creating clarity before committing to change

The challenges of the last 18 months, Brexit, the global pandemic and increasing demands for greater transparency and market control are driving change at a breath-taking pace in Financial Services. Banks are under great pressure to deliver efficiency and lower cost operations, and as a result, are taking an ‘invest to save’ approach within their ...

/regulation /wholesale Banking Strategy, Digital and Transformation

Dmitrii Barbasura

Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy

6 key pillars that make open banking actually work

This is the second article from the series about the value of open banking and the rules it comes with. In the first article we have discussed the value of open banking and the benefits it brings to each market player. Today, we are going to discuss criteria that have to be respected to create perfect conditions for open banking to function in har...

/regulation /retail Open Banking

Anna Kuzmina

Anna Kuzmina Expert at Fintech

The Iron Curtain falls. Do Non-Resident Companies Have Any Prospects in the Russian market?

Russia constantly faces political challenges with almost every high-profile event reflected in the attitudes of foreign companies and investors toward the Russian market. Because of sanctions, ruble volatility, and oil wars, Russia regularly falls back in the ranking of potentially interesting markets, often on a par with Cuba, North Korea, and Ir...

/regulation /markets

Retired Member

Retired Member 

Payments in 2021 and beyond: Innovating in the new normal and why you should care about security

A quick Google search on the global payments landscape will serve up a myriad of articles ranging from how Covid has accelerated the adoption of contactless and the rise of digital technologies, but also how financial crime is on the rise. Visa’s recent ‘Back to business study’ notes that the number one area of tech investment in 2021 will be in pa...

/security /regulation Fintech

Barley Laing

Barley Laing UK Managing Director at Melissa

Are you ready for 6AMLD?

Already in effect in EU member states since 3 December 2020, financial institutions must implement the Sixth Anti-Money Laundering Directive (6AMLD) by 3 June 2021. While it requires less changes than previous anti-money laundering directives, 6AMLD brings clarity to specific regulatory details to close loopholes, toughen penalties, and encourage g...

/regulation /identity Banking Regulations

Retired Member

Retired Member 

SPANISH FTT - NO TIME FOR SIESTA

As 2021 unfolds, the topic of tax is set to dominate headlines. Tax to recoup the costs of Covid, tax on large, high profit companies, and new areas of tax to generate revenue and influence changes in society, such as environmental social and governance (ESG). One tax that has gone live without much of a splash, though, is the new Spanish financia...

/regulation /markets RegTech

Retired Member

Retired Member 

Digitise processes across the client lifecycle for frictionless remediation

Digitise processes across the client lifecycle for frictionless remediation As remediation gathers pace, wealth managers must further accelerate digitisation to avoid resource-intensive distractions that impact sales. By February 2020 wealth managers began realising that digitisation was a pre-requisite to thriving or even surviving the Covid-19 pa...

/regulation /wealth Trends in Financial Services

Now Hiring