Join the Community

23,631
Expert opinions
40,436
Total members
352
New members (last 30 days)
195
New opinions (last 30 days)
29,167
Total comments

Latest expert opinions

clear
clear

13 Results from 2020, /predictions

Daire Ferguson

Daire Ferguson CEO at AvaTrade

Social trading: the latest way to trade?

As of 2019, the average daily social media usage of internet users worldwide amounted to 144 minutes per day, up from 142 minutes in the previous year. Given the whirlwind year that 2020 has been, with so many people stuck at home, it seems likely that the most recent data will be even higher. Social media provides a useful way for us to keep in c...

/markets /predictions Trends in Financial Services

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

FinTech 2021: 20 Articles for FinTech Experts

As the new year approaches it is a great time to recap 2020 outcomes, review market activity and expert predictions for 2021 to tailor the strategy accordingly. This year was full of unpredicted events with the pandemic and lockdown as major ones that had a strong influence on the financial industry. In this list, we summarized 20 recommendable ar...

/covid-19 /predictions Digital Banking Trends

Retired Member

Retired Member 

The Decline of Checks: How Digital Payment Innovation is Turning Checks into a Dead Technology

Checks are one of the oldest methods of payment in the modern era, and although their use among consumers has declined significantly, businesses are another story. While they are less common in other parts of the world, North Americans often use checks for businesses expenses regularly. This is particularly true when payments must be made cross-bo...

/payments /predictions Fintech

Retired Member

Retired Member 

Fintech in 2021: Embedded Finance, Sustainability and more

Fintech, along with the rest of the world, has had an extraordinary 2020. Major scandals have rocked the industry, but at the same we’ve marked significant advances that will help to point the way to a better future of finance. As 2020 proved, predicting the future is always a difficult proposition. But, in the spirit of bravery, here are my things...

/predictions Fintech

Retired Member

Retired Member 

Payment priorities, what’s driving change in 2021?

The move from analogue to digital, already accelerated by Covid-19, will continue apace in 2021. The key factors driving this include: cultural change, growing regulation, cloud uptake and an increased appetite for innovation. Let’s consider the impact of each of these on payments and the priorities for banks in the year ahead as they seek to buil...

/payments /predictions Payments strategies 2015-2020-2030

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Core Banking Pricing Paradigms are Changing with the Times

In the words of famed singer-songwriter Bob Dylan, “The Times, They Are A Changing.” In this blog we examine how pricing models are changing and emerging, both in terms of consumer behavior in general, and for the banking industry in particular. Pricing models are changing before our eyes. On-demand, consumption-based pricing is seemingly everywher...

/retail /predictions Banking Strategy, Digital and Transformation

Jason Johnson

Jason Johnson Co-Founder and Penetration Tester at Predatech

The State of Invoice and Payment Fraud Heading into 2021

The unprecedented events of 2020 have had a significant impact on the way cyber criminals have developed and administered attacks. Not only are we seeing the emergence of Ransomware 2.0, we're also seeing a continued explosion in invoice and payment-based business email compromise (BEC) fraud. A BEC attack, also known as man-in-the-email, involves...

/crime /predictions Information Security

Retired Member

Retired Member 

Covid, Lending and The Road Ahead

As we approach 2021, access to money represents both a challenge and opportunity. Companies need access to capital and in the short term, to loans. The latter may be required at increasing frequency if healthcare problems on the ground overwhelm societies. Resilience and responsiveness are key. There is a general consensus about digitisation. But ...

/covid-19 /predictions Banking Strategy, Digital and Transformation

Luc Gueriane

Luc Gueriane CCO at Moorwand

From Open Banking to contactless payments, what will shape the fintech industry in 2021?

2021 predictions from Luc Gueriane, Chief Commercial Officer at Moorwand 2020 has been dramatic to say the least. In the fintech industry there has been a monumental shift towards digital payments. The mix of shop closures, lockdown measures and the booming ecommerce sector have made fintech products more relevant, and more important, than ever. A...

/payments /predictions

Nick Green

Nick Green Director at Purple Patch Broking Ltd

New horizons: Credit risk data in 2021

Nick Frazer | December 2020 Changing data usage and significantly increased portfolio risk posed great challenges for risk and procurement professionals during 2020. Now, as businesses reopen and we move into 2021, we will start to see credit providers shifting gears from firefighting to addressing the aftermath of COVID-19. 2021 is expected to se...

/retail /predictions Financial Risk Management

Now Hiring