Join the Community

23,345
Expert opinions
42,532
Total members
346
New members (last 30 days)
184
New opinions (last 30 days)
29,100
Total comments

Latest expert opinions

clear
clear

243 Results from 2020, /payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

A gift voucher - It’s all about the story telling

In a time of real-time, instant payments, it is strange to see that companies providing pre-paid gift vouchers are still massively being created and continue to grow. At first sight buying such a gift voucher has only disadvantages, as it converts liquid currency to a product, with less favorable qualities (i.e. can only be consumed in certain shop...

/payments The future of Payments in Europe

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Why the COVID-19 pandemic might be a catalyst for further adoption of worldwide real-time payments

The COVID-19 pandemic, which has already led to massive changes in business and consumer behaviour, is accelerating the adoption of digital payments and the interest in real-time payments across the globe. During a recent webinar we organized to discuss ACI’s Global Payments Report ‘Prime Time for Real-Time’, 36 percent of attendees said that they...

/payments /covid-19

Gustav Korobov

Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay

Open Banking as a World of open opportunities and hidden risks

At a time, when banks are finalizing their Open APIs, fintechs are developing their superb applications, and consumers are thinking whether they need Open Banking or not, I decided to share my thoughts on what the opportunities and risks will Open Banking bring for all market participants. Open Banking is a banking initiative that was developed to...

/payments /retail Fintech

Haohan Xu

Haohan Xu CEO at Apifiny

It's About Time: Disruptive Settlement Technologies Are Coming to Banks

The race is on to reinvent settlement. As customer demands for faster settlement times increase, and new technologies come online, banks are under pressure to meet their clients’ heightened needs It's been more than 20 years since the Internet’s arrival transformed the way people access information, manifested in search engines that deliver the wor...

/payments /startups SWIFT Matters

Retired Member

Retired Member 

The Ones to Watch: Gaming Fintechs that are Creating the Future Today

The global gaming industry has been growing rapidly in recent years and continues to flourish; it’s predicted to be worth more than $565 billion by 2022. That’s an increase of more than $100 billion since 2018, which means the industry will grow by more than a fifth in the coming years. There are a number of factors from the last year in particula...

/payments /startups Fintech

Retired Member

Retired Member 

Quickly adapt your business to sell remotely

Last summer, experts predicted that global ecommerce sales would increase by 16% in 2020. Of course, they were not able to predict COVID-19 crisis and the impact it would have on consumer behaviour. A new stay at home economy has emerged as businesses embrace digital sales channels to meet evolving consumer needs. Months after many countries impl...

/payments /covid-19 Fintech

Hannes Van Rensburg

Hannes Van Rensburg Chief Commercial Officer at Clickatell

To chat or to have a conversation

There has been a lot of hype about conversational commerce. Many say that this will be the future of how people will interact with technology. In question, however, is how will technology be able to understand us and respond? Of course we should be able to talk to technology, like we do with other humans. One can see how brands have embraced this ...

/payments

Retired Member

Retired Member 

How clients choose a business banking plan: 8 tips for a better UX

How does a business owner choose a banking plan? It’s not only special features and attractive rates that drive the customer’s choice: complete and ethical visual representation on a bank’s website is absolutely crucial to increase conversion and build trust. Unfortunately, this is something many banks neglect to this day, using opaque – and somet...

/payments /retail Banking Strategy, Digital and Transformation

Ray Brash

Ray Brash CEO/CoFounder/Investor/CFO/Payment Expert at SESANTIPAY ADVISORY

Why Fintechs Were COVID Ready

During his 1962 State of the Union Address, John F. Kennedy declared: “The best time to repair the roof is when the sun is shining”. While the original philosophy behind the sentiment wasn’t intended for organisations, per se, it’s an apt quote when reflecting on fintechs in light of COVID-19. We are all aware that the pandemic has shut down our n...

/payments /covid-19 Fintech

Mike Laven

Mike Laven CEO at Currencycloud

The second wave of fintech disruption: three trends shaping the future of payments

As many parents of adult children do, I recently offered to help my son manage his mortgage application. And, while I was of course delighted to see everything go through in the end, part of me wished I hadn’t got involved. The bank’s processes were ugly and cumbersome, with seemingly endless paperwork, various mobile portals and old-world ways of...

/payments /covid-19 Payments strategies 2015-2020-2030

Now Hiring