986 Results from /inclusion
Jakob Rost CEO & Founder at Ayoconnect
Open finance has gained an unstoppable momentum. From its beginnings in Europe, open finance has spread rapidly to the Americas, Australia, India, and my own company’s home market of Indonesia - among others. There have been different models to get us to this point. Europe, which claims to be the 'cradle of Open Banking,’ is regulator-led thanks t...
17 June 2022 /payments /inclusion Open Banking
Shabnam Wazed Founder & CEO at AGAM International
By Shabnam Wazed, Founder and CEO of AGAM International Banks and lenders have historically focused extensively on a borrower’s current financial information when evaluating their likelihood of repaying a loan on time. Lending decisions are made on factors like payment history and outstanding debt. But millions of conscientious people - potential ...
15 June 2022 /startups /inclusion Artificial Intelligence and Financial Services
Brad Goodall CEO at BANKED
When securing large loans for a big purchase like a home or a car, a good credit score is essential for securing the best interest rates. Those with the highest credit scores can generally lock in the lowest available interest rates, translating into significant savings over time. Yet right now, UK consumers typically take out high-interest credit...
13 June 2022 /payments /inclusion Personal Finance
David Ritter Director, Financial Services Strategy at CI&T
One customer segment that has been historically neglected by the financial services sector is the so-called “unbanked” and “underbanked”. The unbanked are people who don’t use any banking services, including debit cards, current accounts, and savings accounts. Meanwhile, underbanked consumers use some type of bank account, but don’t have regular a...
10 June 2022 /people /inclusion Financial Inclusion
Ralph Rogge CEO & Co-Founder at Crezco
Cash is king! Cash is more valuable than profit, revenue, stock or receivables, and remains critical for any businesses. It's an unavoidable necessity to pay for staff and suppliers and provides you with the necessary confidence to invest further in your businesses. Unfortunately, it is also one of the biggest challenges companies face. A recent s...
10 June 2022 /startups /inclusion
Donica Venter
Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or companies. Only once proven successful, deciding to roll out the new innovative feature or tech to their massive customer base. This strategy, however, i...
30 May 2022 /payments /inclusion Fintech
Leslie Kanthan CEO at TurinTech
The applications of AI in the financial sector are multi-faceted. In this article, we explore some key use cases of AI for hedge funds. We also look at potential challenges in implementing AI-based solutions, and how hedge funds can circumvent these challenges. In an analysis done in 2020, consulting and research firm Cerulli claims that there is i...
23 May 2022 /inclusion /markets Artificial Intelligence and Financial Services
Jatin Ondhia Co-founder and CEO at Shojin Property Partners
When I talk to people about democratising property investment, I’m sometimes met by a look of confusion. Owning your own home is a pipe dream for many young people. Long gone are the days where you could buy a house for £800 - that is now worth £550,000. If a person can’t afford their own property, how can we expect them to believe that having fu...
19 May 2022 /inclusion /predictions
Maria Schuld Head of Regional and Community Banking at FIS
The growth of digital changing banking relationships Digitalization and rising consumer expectations serve to accelerate banks’ adoption of new financial wellness offerings. For most institutions, competing on products and services is no longer a sustainable strategy. The financial institutions that will win lasting consumer relationships will be ...
18 May 2022 /retail /inclusion Banking Strategy, Digital and Transformation
Marijke Koninckx Chief Product Officer at BankiFi
For a long time, small businesses have been viewed as a tricky customer segment, one that is hard to serve. Sole traders and small businesses span such a broad spectrum of activities, that it often seems hard to pin down exactly what this customer segment needs. After all, a landscaper, a coffee shop and an IT consultancy business have very differ...
18 May 2022 /payments /inclusion Banking Strategy, Digital and Transformation
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.