David Ritter

David Ritter

Director, Financial Services Strategy at CI&T
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Bio David is responsible for cultivating CI&T's go-to-market strategy in financial services, establishing and differentiating CI&T's position in the technology-solutions market with forward-looking, actionable research and strategic insights. He supports CI&T's executive sales and marketing efforts and leads on providing solutions for identified client pain points. Career History David has decades of industry experience covering financial services, payments, consumer finance and financial technology as a research analyst on Wall Street. Prior to his current position at CI&T, he was most recently a senior analyst for Bloomberg Intelligence and covered major payment networks, payments processors, consumer lenders, financial technology firms and e-brokers. His accolades include being the top-ranked bank analyst for 2011 in the Wall Street Journal Best on the Street survey and was twice recognised by the Thomson Reuters Analyst Awards, most recently as the top-ranked IT Services analyst for 2014.



Repercussions of a recession: financial sector predictions for 2023

21 Dec 2022

As we enter a new year, we often look forward to a period of respite, in which we can think positively and prepare for a healthier, happier future. However, today’s imminently tougher economic conditions may not align with such an optimistic outlook. The Bank of England has already warned that the UK faces its longest recession on record, with a p...


What will the recession mean for BNPL?

30 Nov 2022

Thanks to its popularity among Gen Z's go-to retailers, the buzz around Buy Now, Pay Later (BNPL) may seem new, but the concept is as old as credit itself. What makes BNPL different is the seamless digital delivery it provides to enhance the online shopping journey. Want that new jacket but don’t have the funds? Forget borrowing from friends &...


Cryptocurrency Insights

How regulation can put an end to crypto’s Wild West

14 Nov 2022

There’s an anonymous quote that circulates social media, often used to lament today’s ‘Age of Undiscovery’ and the drab lack of exploration, and excitement, within: “Born too late to explore the Earth, born too early to explore the galaxy.” This may be true in the physical sense. Yet it’s easy to forget our generations are the first to navigate mul...

Financial Inclusion

Why digitisation is a game-changer for financial inclusion

10 Jun 2022

One customer segment that has been historically neglected by the financial services sector is the so-called “unbanked” and “underbanked”. The unbanked are people who don’t use any banking services, including debit cards, current accounts, and savings accounts. Meanwhile, underbanked consumers use some type of bank account, but don’t have regular a...