Join the Community

24,359
Expert opinions
40,833
Total members
328
New members (last 30 days)
234
New opinions (last 30 days)
29,359
Total comments

Latest expert opinions

clear
clear

112 Results from 2021, /crime

Retired Member

Retired Member 

We all love a bargain, but so do fraudsters

The success of Amazon’s recent Prime Day - this year over 250 million items were sold worldwide - typically results in many other merchants promoting similar sales events. With many merchants hoping the marketing strategy works out for the best. Unfortunately, this presents a multitude of challenges. Not just the need to prepare well in advance fo...

/payments /crime Exposing Financial Crime

Retired Member

Retired Member 

The return of ‘Blankety Blank’… a firm favourite

The recent news that the iconic ‘Blankety Blank’ game show was returning to our screens under the masterful Bradley Walsh brought back many great memories. Originally a firm family favourite on the BBC back in the 1980’s under fellow Irishman, Sir Terry Wogan and again reprised under the always funny Les Dawson, the premise of the game was a fun qu...

/crime The Payments Business

Matt Beattie

Matt Beattie Managing Director at Beyond

Compliance vs Efficiency in client onboarding: Can you have your cake and eat it?

Many organisations continue to wrestle with the challenge of delivering a fast and efficient client onboarding (& review) approach while ensuring compliance with the various KYC/AML rules. Ultimately, the goal for every Financial Institution is to optimise this balance and gain the associated competitive advantage, with the added benefit of a ...

/regulation /crime Banking Strategy, Digital and Transformation

Andreas Hobbelin

Andreas Hobbelin Head of AML & FCP at ZTL PAYMENT SOLUTION

Beneficial ownership Sweden

In February 2021, I asked the Swedish company registry (#Bolagsverket) about some statistics regarding beneficial ownership, this is the response: Approx.: - 70.000 companies have registered that they don't have a beneficial owner. - 13.500 companies with a beneficial owner that is a non-resident and or not registered with a Swedish national ID. ...

/regulation /crime Banking Regulations

John Bertrand

John Bertrand MD at Tec 8 Limited

Scamdemic: Payor Payments goes #1 in Fraud: 300% increase since 2015

APP (Authorised Push Payments) and taking control of bank accounts are 54% of the £1.26 billion fraud in 2021. Given the sheer volume of scams being generated, 70% of people with mobile phones have receive a text message claiming to be, for example, from Royal Mail requesting a small payment for parcel delivery. These scams, as they expand, could m...

/payments /crime Banking Strategy, Digital and Transformation

Andreas Hobbelin

Andreas Hobbelin Head of AML & FCP at ZTL PAYMENT SOLUTION

Heard about Hurds bank?

No, it’s not a Bank, it’s an offshore bank located east of Malta (35°53'N 14°45'E) and hardly visible on the map What about Hurds bank? If I say bypassing sanctions, do I have your attention? Since at least 2015, Russia, Venezuela, Iran, Syria, Libya and even North Korea as well as terrorist organizations such as Hamas and Hezbollah, have been r...

/regulation /crime Transaction Banking

Steve Goddard

Steve Goddard FME at Featurespace

You Can Mimic a Result, but Not the Creativity

A recent survey found that 93% of respondents agreed that fraudsters have become more diverse and that the speed of innovation has increased with it, resulting in greater complexity when detecting their behaviour. This stat flashed up in my mind on one of many zoom calls I attend, engaging with peers to try and get some normalcy in my life, when ...

/payments /crime Transaction Fraud Systems and Analysis

Retired Member

Retired Member 

Identity Verification - What is under the hood? Let's explore...

During last months, I asked many of my friends and family members regarding their experiences while opening an account with one of the thousands of Fintechs or setting up new account with car/scooter sharing company or other similar usercases espeically requiring identity verification. Given my background in identity management and digital ident

/identity /crime Artificial Intelligence and Financial Services

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

What Is Subscription Trap?

All of us are familiar with subscriptions of the following type: Social network e.g. LinkedIn Premium Digital media e.g. Wall Street Journal Streaming video service / OTT e.g. Netflix Hosting service e.g. Hostgator SAAS software e.g. Salesforce A subscription is for a given plan at a fixed monthly fee. When you sign up for it, you typically submi...

/payments /crime

Camlo Kalandra

Camlo Kalandra Marketing Executive at UTP Merchant Services

Cybercrime Spike: How can you protect your business?

A slew of high-profile companies have recently fallen victim to cybercrime including America’s Colonial Pipeline, EA Games, McDonald’s, and the world’s largest meat supplier JBS. The majority of these have involved ransomware attacks, in which hackers steal data or threaten to delete files if a fee is not paid – usually in cryptocurrency. JBS paid...

/security /crime

Now Hiring