Latest opinions that Chris Principe has shared on Finextra

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Chris Principe

CEO

APB, Inc.

Member since

15 Nov 2008

Location

Miami

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Chris's opinions

UNBANKING THE BANKED

UnBanking the Banked Time to stop the monkey see, monkey do nonsense. The idea of money started with rocks to seashells to gold to paper notes. This has been the greatest magic illusionary trick ever. The system of money is based on our belief that it is real because the banks have conditioned us to believe it is. They have done a good job divertin...

17 September 2020 /startups /inclusion Operational Risk Management

Bond-Fires of the Vanities

Bond-Fires of the Vanities, The US Government plan to save the Bond Market, Many of you may remember the 1987 Tom Wolfe book that became the 1990 movie “Bonfires of the Vanities”. The story is about a Wall Street hotshot who watches as his high-flying lifestyle goes down in flames. The origin goes back to Florence, Italy, 1497, when the spiritua...

08 June 2020 /wealth /crypto The Payments Business

OUR PLAN OF ACTION

OUR PLAN OF ACTION May God bless us all with strength, humility, and grace as we navigate unchartered waters. Please find a moment to watch or read the messages of Pope Francis, Mufti Ismail Menk and Iman Malaz Majanni. I found each of these to be a communication of deeply penetrating, powerful, and inspiring thoughts. My love to you and all those...

29 March 2020 /people /covid-19 Millennial Banking

Deposit Cash, Get Arrested

Deposit Cash, Get Arrested! Banking has evolved more in the last few years than in the last few decades. The main reason is technology closely followed by regulation. The famous statement that “Cash is King” is no more! Banks, due to regulation and to limit their own risk, have been working with government to limit our usage of cash. A good examp...

10 March 2020 /crypto /covid-19 Blockchain in Banking and Financial Services

CRYPTO or GOLD

CRYPTO or GOLD It’s the start of a new year and a new decade! I am feeling great because I am back in my twenties again! As I recall my twenties and early banking career, I realize how my thinking has changed. During those young and fun filled days I overlooked some important questions. How do I increase, preserve and protect the wealth that I am c...

09 February 2020 /retail /crime The Payments Business

The UnBanked don’t need Banks!

UnBanked – They don’t need Banks! It's SIBOS!! For me this the best time of my year. I have been to 17 of the last 22 SIBOS’s. For some, their event is the Super Bowl, the Olympics or FIBA Basketball Championship or for many more it’s the World Cup, but me, SIBOS is my Super Bowl. This year many people are talking about SWIFT falling behind, at th...

30 September 2019 /payments Payments strategies 2015-2020-2030

System D: The Gray Economy

System D: The Gray Economy System D is the underground or gray economy where approximately 20% of the world’s population works and is about 20% of the world’s total economic activity. The term System D is adapted from the French word débrouillard. A débrouillard is a resourceful and self-reliant person that can figure out how to get what they need ...

20 May 2019 /ai Banking Strategy, Digital and Transformation

Ben You Did It Again

$100 Ben, You Did It Again! One of my favorite American historical personalities is Ben Franklin, born 1706 and died 1790. Yes, Ben is known as a leader for liberty, a politician, an inventor, scientist, businessman, philanthropist and, generally, a genius in his day. He is also the only American founding father to sign all three documents related ...

18 March 2019 /ai Millennial Banking

WTF World’s Their Future

WTF – World’s Their Future Our World needs us to work for a better tomorrow Yes, I know, I usually write about technology and this title does not reflect that topic. But technology it is! Over the past months, I have been struck by some interesting data that I'd like to share with you. While I am not a GREEN fanatic, I was impressed by several stat...

14 February 2019 /startups Digital Banking, Mortgages and Savings

Crypto-Crypt or Gold Mine?

Crypto-Crypt or Gold Mine? As you probably remember, Bitcoin was the big news headlines and the dinner table talk of a year ago. As crypto-currencies soared in value, it was rightly the dominant topic of conversation. Crypto-currencies had advanced in value quite dramatically through the second half of 2017. Bitcoin increased from $1,000 each, to ...

13 December 2018 /payments Fintech

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