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[Report] The Future of Cross Border Payments 2026: Strategies for Success – A Sibos Special EditionFinextra Promoted[Report] The Future of Cross Border Payments 2026: Strategies for Success – A Sibos Special Edition

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Expert opinions

Luigi Wewege

Luigi Wewege President at Caye International Bank

AI and Robotics Join Forces with Clean-Tech to Redefine Sustainable Infrastructure

The global movement toward sustainability is no longer just about reducing carbon footprints; it's a profound, technology-driven evolution of our core industrial systems. In a landscape where efficiency and innovation are paramount, the recent merger between Go Green Global Technologies Corp. (OTC: GOGR) and Four DRobotics Corp. (FDR) stands out ...

/ai /startups

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Graph Neural Networks and GraphRAG: Navigating Open-World Complexity in Finance

Executive Summary Graph Neural Networks (GNNs) and GraphRAG don’t “reason”—they navigate complex, open-world financial graphs with traceable, multi-hop evidence. Here’s why BFSI leaders should embrace graph-native AI now. The majority of AI technologies in finance still interpret the world through the lens of rows and columns. However, money acti...

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Prashant Bansal

Prashant Bansal Sr. Principal Consultant at Oracle

Digital Banking Software and the Role of Machine Learning in Decision Making

Introduction The financial sector is undergoing a rapid digital transformation, and digital banking software lies at the heart of this shift. From mobile apps to AI-powered advisory tools, these systems provide customers with seamless access to banking services while enabling financial institutions to enhance operational efficiency, security,

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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Autonomous Finance and Embedded AI: Redefining the Future of Financial Services

Discover how autonomous finance and embedded AI are reshaping banking, from lending to risk management, with seamless, real-time experiences. Introduction In the rapidly changing financial landscape of 2025, two interconnected trends are gaining real traction: autonomous finance and embedded AI. Each independently marks a significant shift. Togethe...

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Sharon Tan

Sharon Tan Head of Marketing - APJ at Oracle Financial Services

From Humans to AI Agents: Rewiring B2B Lead Funnels (Part 2)

In this 2-part series covering the new rules of B2B marketing in an AI-first world, we see how AI can really move the needle where businesses can see revenue growth, customer retention and increased productivity. In Part 1, we expanded on the value of contextual AI, and observed how combining your unique first party data to your AI models via API ...

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Trending

Sharon Tan

Sharon Tan Head of Marketing - APJ at Oracle Financial Services

From Humans to AI Agents: Rewiring B2B Lead Funnels (Part 2)

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Zero Trust in Europe

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Research

Future of Report

The Future of Cross Border Payments 2026: Strategies for Success

A special edition for Sibos Europe 2025 The pace of the financial industry is unrivalled. The cross-border payments landscape is rapidly evolving and maturing as emerging technologies develop, new regulations come into play, fraud dominates, and global consumers demand instant payments.  How is the industry responding to these changes, and what strategies are banking experts and leaders deploying to combat the onslaught of challenges as the future draws nearer? Sibos 2025 in Frankfurt will be a forum for conversation on the next steps for the financial sector, and how to conquer the next frontier of global finance.  This Finextra report analyses key innovations, explorations, and sentiments on the cross-border payments landscape, featuring key insights from Absa CIB, BNY, Crown Agents Bank, Commerzbank, the Financial Conduct Authority, FV Bank, HSBC, ING, Januar, JP Morgan, National Australian Bank, RBI, Santander, Société Générale, Standard Bank, Standard Chartered, State Street, and ZA Bank. It discusses:  Agentic AI and GenAI revolutionising cross-border payments;  The implications of a post-ISO 20022 migration world;  How banks are future-proofing their cross-border payments frameworks;  Financial crime and fraud prevention in payments;  The digital transition to cloud native infrastructure;  Challenges and opportunities in instant payments;  How rapidly emerging technologies will define the future of cross-border payments. 

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Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

220 downloads

Event Report

The Outsourcing Imperative: The strategic importance of partnerships for cloud-based payments

The financial services industry is at a pivotal moment where cloud technology and strategic outsourcing offer pathways to enhanced operational efficiency and competitiveness. Explore the Outsourcing Imperative.  In today’s rapidly evolving financial landscape, managing complex financial systems has become increasingly challenging for banking providers. The demands of mature cloud technology, evolving payment rails, and channels such as real-time cross-border payments and stablecoins require innovative solutions. Additionally, regulatory differences by country and region add another layer of complexity, especially for banks operating across multiple borders.  With the buzz around generative AI and other emerging tools, financial institutions must consider outsourcing certain functions to maintain competitiveness and efficiency. Enhancing user experience and regulatory compliance are paramount, as customers now expect a variety of payment options, from digital wallets to AI-driven payment agents. Outsourcing becomes key in today’s payments landscape, and financial institutions are increasingly turning to Payments as a Service (PaaS) to navigate the complexities of modern banking operations.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. Discover:   Drivers for adopting cloud-based payments;  Why banks and cloud are still an unfinished story;  Why outsourcing is necessary in today's payments landscape; and  How banks can change the status quo through partnerships. 

144 downloads

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FinextraTV

What is Fueling Impactful AI Solutions for the Australian Market?

Whilst at the Communify Insights Experience in London, Will Bailey, President, International Sales, Communify Fincentric joined the FinextraTV studio to describe how Knowledge Bases help financial firms understand and trust their data sources. Speaking to his base location of Australia, Bailey shares how Australians, in particular, are struggling with managing data governance and how compliant, trusted sources of data are far safer and more insightful than simply relying on casual AI usage.

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Long reads

Dimitrios Salampasis

Dimitrios Salampasis Assoc. Professor, Emerging Technologies & FinTech at Swinburne University of Technology

From biology to business: Neuromorphic computing pathways to intelligent innovation

From algorithms to AI: Promise, power, and the pressing challenges ahead Large scale datasets and information processing requirements, within complex environments, are continuously reaching unprecedented levels of sophistication, especially in the advent of artificial intelligence and other emerging technologies, pushing the boundaries of fierce c...

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is treasury technology?

According to PwC’s 2025 Global Treasury Survey, in today’s volatile “macroeconomic environment, a ‘cash-first’ operating model is no longer optional. Treasury must lead with forecasting accuracy, real-time visibility and centralised control.” The only effective means for organisations to achieve these goals – as well as weather the headwinds of st...

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

The AI energy crisis: Why chatbots are using up our drinking water

Just this week, the Trump administration has introduced its new ‘AI Action Plan’ with the direct aim to speed up the adoption of AI and the build of more data centres, all the while cutting regulation to enable this. As the world continues its AI race, how much is too much? Concerns have long been raised about the amount of energy AI uses. The In...