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Prashant Bansal

Sr. Principal Consultant
Oracle
Member since
26 Sep 2024
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Edison
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Seasoned Digital Banking Consultant with a keen interest in AI and prompting engineering, I specialize in optimizing banking operations through innovative technology solutions. With a focus on online banking and security architecture, I help clients enhance their digital offerings, improve customer experiences, and mitigate risks. My expertise lies in leveraging automation to streamline processes, personalize interactions, and drive efficiency within the banking world

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Sr. Principal Consultant
Oracle
To Present
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Latest opinions

Prashant Bansal

Digital Banking Software and the Role of Machine Learning in Decision Making

Introduction The financial sector is undergoing a rapid digital transformation, and digital banking software lies at the heart of this shift. From mobile apps to AI-powered advisory tools, these systems provide customers with seamless access to banking services while enabling financial institutions to enhance operational efficiency, security,

18 September 2025 Artificial Intelligence and Financial Services

Prashant Bansal

Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing

The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences. Despite high adoption rates, a paradoxical challenge persists: a significant portion of these AI initiatives...

28 July 2025 Artificial Intelligence and Financial Services

Prashant Bansal

Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices

Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices In the evolving landscape of financial services, where milliseconds matter and system reliability is non-negotiable, modern software architecture must accommodate resilience by design. Distributed systems—particularly those employing microservices—are i...

23 April 2025 Banking Strategy, Digital and Transformation

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Latest comments

AI: The New Lifeblood of Fintech Transformation

Its a perfect blend of AI and cloud computing. They must go hand in hand for disruption. Banking as a service for Fintechs has reached another level while AI is cherry on the top.

Faster processing of transactions with minimal human intervention is the key. AI models plugged with specific data set, I believe, would be the future for financial institutions- who worry about data security and integrity.

09 Oct 2024 15:08 Read comment

Prashant writes about

  • artificial intelligence
  • security
  • financial inclusion
  • identity
  • financial crime

Prashant's opinion archive

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