1026 Results from 2017
Retired Member
Global E-commerce growth continues to outpace the entire retail sector. In 2016, eMarketer research estimates that total sales were worth around $1.9 trillion, up 6 percent from the previous year. Despite economic uncertainty in the US and Europe, lower oil prices and negative currency movements, E-commerce sales for the Holiday Season - November a...
23 February 2017 /payments Financial Supply Chain
Calling payment industry experts for help, as I am at a loss here. Overseas cardholders from several countries can do “tap & PIN” in the UK to make payment transactions above the contactless floor limit. I can do “tap & PIN” in some EU countries with my UK-issued contactless bank card to make a payment above the contactless floor limit. But...
23 February 2017 /payments Fintech innovation and startups
Richard Dear Business Development Director at Icon Solutions
Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments. The most progressive organisations are looking to instant payments as an opportunity to embrace open-source frameworks as an alternative to traditional vendor technology solutions. As a large organisation put it to me re...
22 February 2017 /payments
The general public can be incredibly suspicious, especially when it comes to the sales environment in financial services. Many clients of both secured and unsecured loan brokers will happily listen to their guidance, only to view with scepticism the products the broker eventually recommends. In most cases this is because the client, rightly or othe...
22 February 2017 /regulation Innovation in Financial Services
Tom Hay Principal Consultant at Payment Systems Europe
As a European directive, PSD2 has to be transposed into UK law. HM Treasury has recently launched a consultation inviting comment on the proposed legislative changes. The consultation document is written in plain English, and explains some of the issues very clearly. The directive is aimed at “maximum harmonisation”, which means that national la
22 February 2017 /payments /regulation
http://tem.mn/A1-ch4tbot See the demo. Though only a mere two months into the year, it already seems certain that 2017 will be the year of chatbots and AI. The rising prominence of chatbots and AI and the opportunity the technology presents to greatly improve upon the quality of interaction between consumers and their digital devices is not to ...
22 February 2017 Futuristic Banking
Thomas the crossing network wasn't happy. For years he had enjoyed helping his friends buy and sell things amongst themselves. Sometimes he would even step in directly and agree to buy or sell something himself, especially if there was there was an awful lot of it. But now he had a tricky choice to make. The ruler of the land, The Regulator, had b...
22 February 2017 /regulation MiFID
Nick Weisfeld Head of Data Strategy at GFT
Accelerating adoption of distributed ledger in financial services: centralised versus de-centralised business models Leaving aside the Bitcoin use case, is the story of Blockchain simply one of ‘hype’ and a lot of talk, with few genuine real-life use case examples currently in operation? This is the question that is most likely to be put forward by...
22 February 2017
Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group
Although banks may appear slow to react and less agile than emerging fintech companies, banks remain their corporate clients’ main point of reference for technology innovation and inclusion. Even many leading corporations don’t want to be the pioneers in something that is not part of their core business and keep a wait-and-see attitude toward fint...
22 February 2017 /wholesale Transaction Banking
Have you ever traveled to another part of the world, where people spoke a different language and followed customs that were completely different from what you were used to? Add to that a little jet-lag and local currency confusion, and suddenly you have an elevated heartrate and sweaty palms. It is at times like this when we most need a guide. S...
21 February 2017 /retail Disruption in Retail Banking
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