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Freddie Frith

Freddie Frith Vice President at Corlytics

Why compliance transformation needs a Target Operating Model (ToM)

This blog explores the strategic importance of Target Operating Models (TOMs) in regulatory compliance and transformational change. Many people are aware that financial institutions are currently experiencing a significant shift towards digital solutions and AI-driven regulatory compliance. However, it’s important to recognise that while technolog...

/ai /regulation RegTech

Kunal Jhunjhunwala

Kunal Jhunjhunwala Founder at airpay payment services

Bridging the Urban-Rural Divide: How Integrated Financial Platforms Are Driving Financial Inclusion

India’s digital economy has been nothing short of remarkable; UPI transactions crossed 16.99 billion in January 2025 alone, fintech startups are flourishing, and banking is now more mobile than ever. However, beyond the metros and Tier-1 cities, the picture is not quite as ideal. In India’s rural and semi-urban pockets, millions still struggle wi...

/payments /inclusion

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Banks Beware Agentic AI Blackboxes in Modernisation Plans

When using an GenAI applications to spin up a new ad for say a sandwich, the image is stunning and the headline cracking but you realise too late that the bread depicted isn’t a seeded slice of bread and the copy mentions cream cheese which isn’t there. The ad must be pulled and fixed. There’s egg on someone’s face for not spotting the errors but...

/ai

Alisa Zejnilovic

Alisa Zejnilovic B2B Marketing at Klika

Are Banks Losing the Wallet War?

The fight for customer retention isn’t happening at the branch, it’s happening on the phone’s screen. And more often than not, it’s not your app being tapped. Across Europe, 46% of Gen Z now use third-party finance apps daily: wallets, savings tools, crypto accounts, reward platforms; often in place of their bank’s native app. This isn’t a niche b...

/ai /retail Digital Banking

Sakkun Tickoo

Sakkun Tickoo Digital marketing consultant at Wonderful Payments Ltd

The Future of Getting Paid: Embracing Alternative Payment Methods

Have you ever been caught behind someone at a coffee shop who was frantically looking through their wallet for the "right" card? The person next to them, on the other hand, just taps their phone and walks away with their latte. That's the change in how we pay in modern times. You might be surprised by this question: What if I told you ...

/payments Innovation in Financial Services

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

Money 20/20 Europe 2025: Key themes to look out for

Money20/20 is almost upon us! As the world’s largest event dedicated to the global money ecosystem, this year’s conference will see leaders across payments and financial services converge in Amsterdam to explore the latest trends and developments driving the future of money. This year’s event promises to be special, with speakers from trailblazing...

/ai /payments

Foday Joof

Foday Joof Principal Economist at Central Bank of The Gambia

Remittance at Risk: What a U.S Levy Means for The Gambia

The Context According to the United Nations Network on migration, an estimated 10 percent of The Gambia’s total population were living abroad in 2023 in search of better opportunities[1]. Over the past decade, private remittance inflows to the country have more than doubled. Data from the Central Bank of The Gambia (CBG) show that official remi

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

No FDIC for You: What the GENIUS Act Means for the Future of Crypto Payments

The U.S. Congress is flirting with crypto’s version of a “ChatGPT moment.” A new bipartisan bill – cheekily named the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) – promises to catapult dollar-backed stablecoins from the fringes of online trading into the mainstream of payments. Having just cleared the Senate ...

/regulation /crypto

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Experimentation Meets Regulation: A/B Testing in the Financial Sector

In today’s tech-driven world, where “move fast and break things” remains a guiding mantra for many startups, financial services operate under very different rules. Banks and financial institutions function in a tightly regulated environment where stability, trust, and compliance are non-negotiable. Here, even minor changes can have significant co

/devops IT Metrics

Denys Boiko

Denys Boiko Founder at Erglis

Why Fintech Growth Still Depends on Physical Infrastructure

Over the past decade, digital financial services have expanded rapidly across emerging markets. From mobile wallets to embedded finance and open banking, the technical possibilities have matured. Yet even as apps grow more sophisticated, real-world constraints persist. Fintech development has, in many cases, outpaced the environments it seeks to

/inclusion

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